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1806 Locke Ct, Oakley, CA, 94561

4beds
3baths
1,981sqft
$750,000
$379price/sqft
$5,265/moest. monthly cost
$210,600/yrincome needed

About This Home

Beautifully updated 4-bedroom, 3-bath home offering 1,981 sqft. on an expansive 10,000 sqft. lot. Updated with fresh interior paint, lots of natural light, water and scratch-resistant laminate flooring, and new carpet on the stairs and upstairs. Additional upgrades include a newer HVAC system, newer water heater, and updated pool equipment. Wired for an interior/exterior intercom and stereo system, plus a home security system. The backyard is an entertainer's dream featuring a sparkling pool and spa, lush lawn, small basketball court, mature fruit trees, and beautifully landscaped grounds. Side yard access for RV/boat parking provides extra space for all your toys. Also, No HOA! Conveniently located near schools, parks, shopping, and freeway access for an easy commute. Move-in ready and a must-see! PLEASE CALL PRIOR TO SHOWING

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

2/10
Laurel Elementary SchoolGrades K-50.7 mi
3/10
5/10
Freedom High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: None
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Free-Standing Range,Gas Water Heater
  • Laundry features: Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Pantry,Central Vacuum,Sound System
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Brick,Dining Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Zoned,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,981
  • Total interior livable area: 1,981 sqft

Kitchen

  • Features: Breakfast Bar,Tile Counters,Dishwasher,Gas Range/Cooktop,Microwave,Pantry,Range/Oven Free Standing

Property

Details

  • Parcel number: 035650035
  • Special condition: Standard
  • Other equipment: Intercom,Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gas Heat,In Ground,Pool/Spa Combo,Outdoor Pool
  • Exterior features: Garden/Play,Entry Gate
  • Fencing: Fenced,Wood

Lot

  • Lot size: 9,583 sqft
  • Features: Court,Cul-De-Sac,Sprinklers In Rear,Back Yard,Front Yard,Side Yard,Landscape Back,Landscape Front

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$169$2,028
Property Taxes $880$10,560
Electricity $424$5,097
Total$5,265$63,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,514/yr
40% on housing$157,950/yr
45% on housing$140,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 94561$312
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94561$339
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$750,000
2012-11-27Sold$280,000
2012-08-10Sold$211,000
2006-06-28Sold$610,000

For Sale by Agent

AgentDenise Irwin
BrokerageExp Realty Of Northern Ca, Inc

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