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407 Harlow Dr, Antioch, CA, 94509

4beds
3baths
2,300sqft
$650,000
$283price/sqft
$5,079/moest. monthly cost
$203,160/yrincome needed

About This Home

Duplex opportunity on a 15,246 sq ft level corner lot in Antioch. 407 Harlow Dr pairs a roomy 3-bed/2-bath residence with a separate 1-bed/1-bath unit, so you can occupy one and rent the other or hold both for income. Built in 1950, stucco exterior, composition shingle roof. Interior mixes hardwood, tile, and vinyl flooring, with central air plus ceiling fans and flexible heating including gas, electric wall furnace, and a pellet stove. Attached garage and off-street parking, 6 spaces total. The fenced lot offers a front yard, garden, patio, side yard, and extra storage. Washer, dryer, and gas water heater included. The 1-bed unit is leased month-to-month, with the tenant covering electric and gas.

Getting Around

79
WalkingVery Walkable
34
TransitSome Transit
60
BikeBikeable

Schools

4/10
2/10
Antioch Middle SchoolGrades 6-80.8 mi
3/10
Antioch High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dryer,Washer,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Flooring: Hardwood,Tile,Vinyl

Heating & Cooling

  • Heating features: Electric,Natural Gas,Wall Furnace,Pellet Stove
  • Cooling features: Ceiling Fan(s),Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Property

Details

  • Parcel number: 0651510430
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Exterior features: Garden/Play,Storage,Garden
  • Fencing: Fenced

Lot

  • Lot size: 0.35 Acres
  • Features: Corner Lot,Level,Front Yard,Garden,Side Yard

Parking

  • Parking features: Garage Door Opener,Attached,Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$185$2,220
Property Taxes $1,115$13,380
Electricity $493$5,918
Total$5,079$60,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,137/yr
40% on housing$152,370/yr
45% on housing$135,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 94509$229
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94509$351
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$650,000

For Sale by Agent

AgentWolf Croskey
BrokerageWolfgang Croskey Real Estate

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