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680 State Route 34, Colts Neck, NJ, 07722

5beds
6baths
7,800sqft
$2,997,500
$384price/sqft
$20,697/moest. monthly cost
$827,880/yrincome needed

About This Home

Welcome to an extraordinary opportunity to own a brand new custom estate in Colts Neck, NJ where architectural grandeur meets refined modern living. Scheduled for completion in October 2026, this remarkable residence offers approximately 7,800 square feet of impeccably designed living space, with the potential to exceed 11,000 square feet if the basement is finished. Upon arrival, you are welcomed by a two story foyer highlighted by rich wood flooring, 10-foot ceilings on both the first and second floors, and dual staircases that elegantly frame the home's grand design. The main level is truly breathtaking, featuring a stunning two-story ballroom, perfect for hosting and upscale entertaining. The heart of the home is the gourmet chef's kitchen, thoughtfully designed with quartz countertops, high-end finishes, and ample space to bring your culinary vision to life. With construction still underway, there remains time to personalize all finishes, offering a rare opportunity to tailor this home to your exact preferences. Complementing the kitchen is a butler's pantry and an oversized formal dining room, ideal for both intimate dinners and grand celebrations. Also on the first floor is a private bedroom en-suite, a sophisticated full bar and lounge, and a highly functional mudroom with a full bath and pet shower. Step outside to enjoy a rear covered patio, perfect for outdoors and relaxed evenings at home. The second level offers four spacious bedrooms, including a huge primary suite featuring vaulted ceilings and two walk-in closets, creating a true retreat. A conveniently located second-floor laundry room adds to the flow of the home. The fully finished attic provides endless flexibility and is ideal for a game room, private theater, fitness studio, or additional living space. Additionally, the home includes an unfinished basement with 10-foot ceilings, offering the option to finish an additional 3,200 square feet, further expanding the home's already impressive footprint. This is a rare custom-build opportunity that seamlessly blends elegance, scale, and personalization. Shown by appointment only. Contact us today to learn more and secure this exceptional home before completion

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Conover Road SchoolGrades 3-50.6 mi
7/10
5/10
Colts Neck High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Colonial,Contemporary
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Balcony,Ceilings - 9Ft+ 1st Flr,Ceilings - 9Ft+ 2nd Flr,Dec Molding,Wet Bar,Recessed Lighting
  • Flooring: Porcelain,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Walk-up

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,3+ Zoned Heat
  • Cooling features: Central Air,3+ Zoned AC

Interior Area

  • Total structure area: 7,800
  • Total interior livable area: 7,800 sqft

Property

Details

  • Parcel number: 1000015000000004
  • Zoning description: Residential
  • Exclusions: All personal items

Features

  • Stories: 3
  • Exterior features: Lighting

Lot

  • Lot size: 2.50 Acres
  • Features: Oversized,Wooded

Parking

  • Total spaces: 3
  • Parking features: Paved,Asphalt,Double Wide Drive,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,156$181,872
Home Insurance *$1,085$13,020
Property Taxes $3,597$43,164
Electricity $859$10,318
Total$20,697$248,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$709,611/yr
40% on housing$620,910/yr
45% on housing$551,920/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 07722$509
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07722$411
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-07Listed for sale$2,997,500
2025-05-03Sold$405,000
2025-04-01Pending sale$449,900
2025-03-03Listed for sale$449,900
2025-02-13Sold$300,000
2025-01-30Pending sale$469,000
2025-01-16Price change$469,000
2024-07-17Price change$499,000
2024-04-02Price change$525,000
2024-02-21Price change$585,000
2023-12-05Price change$649,000
2023-10-23Listed for sale$695,000
2006-06-09Sold$550,000

For Sale by Agent

AgentDavid Borrero
BrokerageRE/MAX Homeland Realtors

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