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4725 Morgan Territory Rd, Clayton, CA, 94517

5beds
5baths
5,114sqft
$2,995,000
$586price/sqft
$19,671/moest. monthly cost
$786,840/yrincome needed

About This Home

No detail has been overlooked in this extraordinary 4+BD/3.5BA luxury home + 1BD/1BA cabana and pool in tranquil horse country. Set on 1.35 acres, the single-level 4389 SQFT main home offers the ease of modern construction with signature exquisite stonework throughout. Step into the stunning open living area, starting with a huge chef’s kitchen entirely in premium quartzite, with the ultimate in top-of-the line appliances. A see-through fireplace divides the formal dining area with the living room, and glass doors open to an expansive deck for indoor/outdoor living. Tucked away for privacy, the primary suite is a retreat with a huge dressing area, chic cabinetry, a spa-like bath, and a glass door to the deck. 2 bedrooms share a jack-and-jill bath while a 4th bedroom is served by another stylish full bathroom. A vaulted rec room is a game center, theater, and more, opening to the pool area and the 725 SQFT cabana. Swim, unwind in the hot tub, or chill beneath the waterfall of the pool’s pergola. A patio and outdoor kitchen is ideal to dine al fresco. Grounds include: 2 RV-sized garages, stables, orchard, grapevines, putting green, and a full wildfire suppression system. Too many extras and upgrades to list here! Clayton & BART are down the road, to enjoy easy access to the city.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
9/10
9/10
Northgate High SchoolGrades 9-128.2 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1971

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Plumbed For Ice Maker,Microwave,Oven,Range,Refrigerator,Dryer,Washer,Tankless Water Heater
  • Laundry features: Laundry Closet,Laundry Room,Inside,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Features

  • Storage,Updated Kitchen,Wet Bar,Sound System
  • Window features: Window Coverings
  • Flooring: Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Starter,Living Room,Pellet Stove,Double Sided
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Zoned,Propane,Pellet Stove
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 5,114
  • Total interior livable area: 5,114 sqft

Kitchen

  • Features: Stone Counters,Dishwasher,Eat-in Kitchen,Disposal,Gas Range/Cooktop,Ice Maker Hookup,Kitchen Island,Microwave,Oven Built-in,Range/Oven Built-in,Refrigerator,Updated Kitchen,Wet Bar

Property

Details

  • Parcel number: 0800200123
  • Special condition: Standard
  • Other equipment: Satellite Dish,See Remarks,Irrigation Equipment

Features

  • Levels: One
  • Stories: 1
  • Entry location: No Steps to Entry
  • Private pool: Yes
  • Pool features: Gas Heat,In Ground,Pool Cover,Pool Sweep,Pool/Spa Combo,Outdoor Pool
  • Patio & porch: Deck,Patio,Rear Porch
  • Exterior features: Dog Run,Garden/Play,Storage,Entry Gate,Private Entrance,See Remarks,Stream Seasonal
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Fenced,Wood
  • Waterfront features: Stream Seasonal
  • Horses can be raised: Yes

Lot

  • Lot size: 1.35 Acres
  • Features: Cul-De-Sac,Horses Possible,Level,Dead End,Pool Site,Sprinklers In Rear,Landscaped,Back Yard,Front Yard

Parking

  • Total spaces: 8
  • Parking features: Carport,Detached,Garage,Off Street,RV/Boat Parking,Electric Vehicle Charging Station(s),Garage Door Opener,RV Garage,Open
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,144$181,728
Home Insurance *$653$7,836
Property Taxes $2,778$33,336
Electricity $1,096$13,159
Total$19,671$236,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$674,434/yr
40% on housing$590,130/yr
45% on housing$524,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$586This listing

vs Other Active Listings

Avg $/sqft

ZIP 94517$438
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94517$528
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$2,995,000
2025-08-01Listing removed$2,950,000
2025-05-07Price change$2,950,000
2025-01-20Listed for sale$3,299,000
2024-08-23Listing removed$2,980,000
2024-06-24Price change$3,590,000
2024-05-06Price change$3,750,000
2024-03-28Listed for sale$4,000,000
2023-08-05Listing removed--
2023-04-24Listing removed$3,250,000
2023-04-17Listed for sale$3,250,000
2023-04-01Listing removed--
2023-01-17Listing removed$3,250,000
2022-09-19Listed for sale$3,250,000
2022-05-10Listing removed$2,850,000
2022-01-07Listed for sale$2,850,000
2021-09-12Listing removed--
2021-08-05Price change$2,990,000
2021-04-19Listed for sale$3,300,000
2021-01-12Listing removed--
2020-09-23Price change$3,399,000
2020-08-02Listed for sale$3,699,000
2019-09-02Listing removed$3,680,000
2019-05-01Listed for sale$3,680,000
2014-06-07Sold$815,000
2005-09-13Sold$1,055,000
1996-09-12Sold$353,000
1995-09-18Sold$377,149

For Sale by Agent

AgentDavid Gunderman
BrokerageKw Advisors East Bay

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