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150 Pico Pl, Bay Point, CA, 94565

3beds
3baths
1,557sqft
$675,000
$434price/sqft
$4,701/moest. monthly cost
$188,040/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 3-bathroom home featuring a highly desirable floor plan with a full bedroom and bathroom on the main level—perfect for guests, multigenerational living, or a private home office. A charming front entry welcomes you with mature landscaping, flowering bougainvillea, fruit-bearing trees, and a peaceful garden setting that creates exceptional curb appeal. Step inside to soaring ceilings and abundant natural light that enhance the home’s spacious and inviting atmosphere. The updated kitchen showcases elegant quartz countertops, designer tile backsplash, stainless steel appliances, and ample cabinetry, seamlessly connecting to the dining area and outdoor living spaces. Upstairs, a spacious loft overlooks the main living area and offers flexibility as a family room, office, media room, or play area. The generously sized primary suite provides a comfortable retreat and enjoys scenic water views, while an additional bedroom and full bathroom complete the upper level. Outside, enjoy multiple outdoor spaces designed for relaxation and entertaining. The expansive terraced backyard offers endless possibilities for gardening, recreation, or creating your dream outdoor retreat. Mature fruit trees provide seasonal harvests and add to the property’s unique charm. The spacious side yard offers potential RV or boat parking, along with additional off-street parking options. Located in a desirable hillside community, this home offers easy access to Highway 4, BART, shopping, dining, parks, and everyday conveniences. The neighborhood is known for its scenic surroundings and nearby water views, while the home itself enjoys a peaceful residential setting. Additional highlights include updated bathrooms, soaring ceilings, abundant natural light, versatile living spaces, potential RV parking, and a flexible floor plan rarely available in today’s market. Move-in ready and perfectly positioned for both comfort and convenience—don’t miss this exceptional opportunity.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

2/10
3/10
Riverview Middle SchoolGrades 6-80.6 mi
3/10
Mt. Diablo High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1986

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,557
  • Total interior livable area: 1,557 sqft

Kitchen

  • Features: Stone Counters

Property

Details

  • Parcel number: 0984820290
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Fenced

Lot

  • Lot size: 7,405 sqft
  • Features: Court,Cul-De-Sac,Back Yard,Front Yard,Side Yard

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Heat Wave
Landslide

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$166$1,992
Property Taxes $724$8,688
Electricity $398$4,786
Total$4,701$56,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,177/yr
40% on housing$141,030/yr
45% on housing$125,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 94565$263
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94565$364
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$675,000
2002-06-28Sold$325,000
1996-09-26Sold$160,000

For Sale by Agent

AgentHkawn San Hpau Wung
BrokerageExp Realty Of California, Inc.

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