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3901 Clayton Rd APT 26, Concord, CA, 94521

2beds
2baths
1,038sqft
$399,999
$385price/sqft
$2,936/moest. monthly cost
$117,440/yrincome needed

About This Home

SPECIAL FINANCING!!! THIS QUALIFIES FOR A 3% DOWN conventional financing program with a WAAAAY BELOW Market % Rate (approx .375% below regular rate), WAIVES all mortgage insurance requirements for buyers with less than 20% down and offers some closing costs credit!!! Contact agent The program does NOT exclude high earners!!! | Welcome to 3901 Clayton Rd. Unit 26 in Concord — a beautifully refreshed Condo townhouse style offering comfort, style, and everyday convenience. This inviting 2-bedroom, 1.5-bath home features a bright and airy two-story layout designed for modern living. Step inside to discover spacious living areas filled with natural light, updated flooring, a cozy fireplace, and an open dining space perfect for entertaining. The kitchen offers generous cabinet space, stainless steel appliances, and a functional layout ideal for daily living. Upstairs, you’ll find generously sized bedrooms with vaulted ceilings, an updated bathroom, and convenient upstairs laundry. Enjoy indoor-outdoor living with a private patio, attached 1-car garage, and additional assigned parking. Residents also enjoy access to the community pool and a prime location close to shopping, restaurants, parks, and Concord BART for an easy commute. This move-in ready home combines fresh updates, comfort, and location all in one exceptional opportunity.

Getting Around

33
WalkingCar-Dependent
31
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

1/10
3/10
El Dorado Middle SchoolGrades 6-80.9 mi
5/10
Concord High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Dryer,Washer
  • Laundry features: Upper Level,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Features

  • Flooring: Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,038
  • Total interior livable area: 1,038 sqft

Kitchen

  • Features: 220 Volt Outlet,Refrigerator

Property

Details

  • Parcel number: 114680026
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Fenced,Community
  • Patio & porch: Enclosed

Lot

  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Attached,Parking Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$81$972
Property Taxes $435$5,220
Electricity $398$4,786
Total$2,936$35,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,662/yr
40% on housing$88,080/yr
45% on housing$78,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 94521$347
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94521$509
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$399,999
2024-02-17Listing removed--
2024-02-03Listed for rent$2,550
2023-02-14Listing removed--
2023-02-09Listed for rent$2,550
2021-02-19Listing removed--
2021-02-12Listed for rent$2,300
2021-02-11Sold$385,000
2021-01-13Pending sale$379,500
2021-01-08Listed for sale$379,500
2011-04-12Sold$75,000
2010-06-25Sold$218,038
1997-06-24Sold$88,500

For Sale by Agent

AgentJameel Batshon
BrokerageReal Brokerage Technologies

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