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1615 Thornwood Dr, Concord, CA, 94521

4beds
2baths
1,892sqft
$856,000
$452price/sqft
$6,308/moest. monthly cost
$252,320/yrincome needed

About This Home

A beautifully updated 4-bedroom, 2-bath single story residence offering the perfect blend of comfort, functionality, and timeless appeal. Thoughtfully remodeled, this move-in-ready home showcases quality updates throughout while maintaining a warm and inviting atmosphere. Designed for both everyday living and entertaining, the spacious floor plan features a formal living room and a separate family room, providing multiple gathering spaces to accommodate today's lifestyle. A dedicated formal dining area—an increasingly rare feature in the neighborhood—adds elegance and versatility for hosting family dinners, holidays, and special occasions. Step outside to your own private backyard retreat, complete with a sparkling in-ground swimming pool, ideal for relaxing, entertaining, and enjoying warm California days. With its desirable combination of updated interiors, generous living spaces, sought-after formal dining room, and resort-style backyard. This home presents an exceptional opportunity to own a home that truly stands out in the neighborhood.

Getting Around

69
WalkingSomewhat Walkable
29
TransitSome Transit
56
BikeBikeable

Schools

3/10
El Dorado Middle SchoolGrades 6-80.9 mi
5/10
Concord High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1964

Materials

  • Foundation: Raised,Slab
  • Roof: Composition
  • Construction materials: Stucco,Wood Siding

Other

  • Builder model: Ranch Style

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Range,Dryer,Washer,Gas Water Heater
  • Laundry features: In Garage

Bathroom

  • Features: Shower Over Tub,Solid Surface,Updated Baths,Marble,Stone,Stall Shower,Closet,Window

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Updated Kitchen
  • Window features: Double Pane Windows,Bay Window(s)
  • Flooring: Hardwood,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Brick,Dining Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,892
  • Total interior livable area: 1,892 sqft

Kitchen

  • Features: 220 Volt Outlet,Stone Counters,Dishwasher,Gas Range/Cooktop,Range/Oven Built-in,Updated Kitchen

Property

Details

  • Parcel number: 1154330060
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Membership (Optional),Pool Cover,Outdoor Pool
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot,Landscaped,Private,Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Parking Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,328$51,936
Home Insurance *$174$2,088
Property Taxes $1,401$16,812
Electricity $405$4,868
Total$6,308$75,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,274/yr
40% on housing$189,240/yr
45% on housing$168,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$452This listing

vs Other Active Listings

Avg $/sqft

ZIP 94521$343
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94521$509
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$856,000

For Sale by Agent

AgentMichael O'Brien
BrokerageO'brien Real Estate Company

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