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11 Xavier Pl, Clayton, CA, 94517

3beds
2baths
1,680sqft
$890,000
$530price/sqft
$6,003/moest. monthly cost
$240,120/yrincome needed

About This Home

Beautiful 3-bedroom, 2-bathroom home offering approximately 1,680± square feet of comfortable living space in a desirable end-of-cul-de-sac location in Clayton. This well-maintained residence features fresh interior paint, brand-new carpet throughout, and a spacious living room with abundant natural light and a cozy fireplace insert. The functional kitchen offers ample cabinet space and adjoins the dining area, while the updated bathrooms feature tasteful finishes. Enjoy nicely landscaped front and rear yards with mature landscaping and a covered backyard patio that is perfect for relaxing or entertaining. Additional amenities include central heating and air conditioning, an attached 2-car garage with extra storage, and a new roof installed in 2024. Built in 1967, this home is conveniently located just minutes from downtown Clayton, top-rated schools, parks, shopping, restaurants, and scenic hiking trails. Offering a wonderful blend of recent updates, privacy, and a highly desirable location, this home is an exceptional opportunity in one of Clayton’s most established neighborhoods.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

9/10
9/10
5/10
Concord High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1967

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Free-Standing Range,Dryer,Washer,Gas Water Heater
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Window Coverings
  • Flooring: Laminate,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen

  • Features: Tile Counters,Dishwasher,Electric Range/Cooktop,Disposal,Microwave,Range/Oven Free Standing

Property

Details

  • Parcel number: 1181010073
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Fenced

Lot

  • Lot size: 10,018 sqft
  • Features: Court,Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,500$54,000
Home Insurance *$194$2,328
Property Taxes $911$10,932
Electricity $398$4,786
Total$6,003$72,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,817/yr
40% on housing$180,090/yr
45% on housing$160,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$530This listing

vs Other Active Listings

Avg $/sqft

ZIP 94517$442
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94517$528
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$890,000
2026-08-12Pending sale$890,000
2026-07-23Price change$890,000
2026-07-11Listed for sale$950,000
2018-02-08Listing removed$2,900
2018-01-20Price change$2,900
2017-12-21Listed for rent$3,195
2017-10-16Sold$650,000
2017-09-15Pending sale$675,000
2017-08-09Price change$675,000
2017-07-01Listed for sale$728,888

For Sale by Agent

AgentLarry Daly
BrokerageLarry Daly & Associates

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