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20 Torres Trl, Tijeras, NM, 87059

2beds
2baths
1,265sqft
$325,000
$257price/sqft
$2,203/moest. monthly cost
$88,120/yrincome needed

About This Home

BACK ON THE MARKET! Affordable mountain living just north of Tijeras, this home has never been on the market before - one owner! Tucked in the trees, with very easy access to the city, this 1 acre property comes with a two bedroom home, plus office (could EASILY be converted back to a 3 bedroom), two full baths, and soaring tongue & groove ceilings giving a nod to the surrounding pine forest. Front porch spans the entire length of the home, with an open patio to the south for taking in the sunshine and night skies. Open floor plan boasts an antique wood stove, with stone surround and banco. The 18X18 workshop provides ample storage and/or workspace for all the projects. Furry friends welcome! Well and Septic inspections are completed! NEW Septic COMING SOON!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
8/10
Roosevelt Middle SchoolGrades 6-80.8 mi
5/10
Manzano High SchoolGrades PK-127.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Pitched,Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Down Draft,Dryer,Free-Standing Electric Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 106.05

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,Home Office,Main Level Primary
  • Window features: Single Pane
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Propane,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,265
  • Total interior livable area: 1,265 sqft

Kitchen

  • Level: Main
  • Area: 90.1

Living Room

  • Level: Main
  • Area: 210.16

Office

  • Level: Main
  • Area: 104.03

Primary Bedroom

  • Level: Main
  • Area: 179.2

Property

Details

  • Parcel number: 102805848704640418
  • Zoning description: A-2

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Propane Tank - Leased
  • Horses can be raised: Yes

Lot

  • Lot size: 1 Acres
  • Features: Cul-De-Sac,Wooded
  • Lot size dimensions: Appro x . 260' x 150'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Inland Flooding

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$182$2,184
Property Taxes $230$2,760
Electricity $148$1,780
Total$2,203$26,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,531/yr
40% on housing$66,090/yr
45% on housing$58,746/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 87059$206
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87059
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$325,000
2026-06-30Pending sale$325,000
2026-06-20Listed for sale$325,000

For Sale by Agent

AgentCarrie L. Polk
BrokerageBerkshire Hathaway NM Prop

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