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637 Julpun Loop, Clayton, CA, 94517

3beds
3baths
1,749sqft
$849,000
$485price/sqft
$5,773/moest. monthly cost
$230,920/yrincome needed

About This Home

This Black Diamond duet is move-in ready and offers the perfect blend of modern updates and an unbeatable location just moments from downtown Clayton. The thoughtfully designed floor plan features a bright living room with soaring vaulted ceilings, a formal dining area, an updated kitchen, and a convenient half bath on the main level. The dining space flows seamlessly to a large deck and backyard, creating an ideal setting for indoor-outdoor living an entertaining.The updated kitchen showcases quartz countertops, classic subway tile backsplash, modern cabinetry with under-cabinet lighting, a Kraus farmhouse sink, stainless steel appliances, a walk in pantry, and a brand new garbage disposal. The attached garage has been enhanced with a sauna and 240V wiring, ready for a future EV charger. Upstairs, you’ll find three spacious bedrooms and two full bathrooms. The primary suite features vaulted ceilings, a generous walk-in closet, and an updated ensuite bath with dual vanities, a Toto toilet, and modern fixtures. All bathrooms throughout the home have been upgraded with updated toilets and faucets for afresh, contemporary feel. Combining comfort, functionality, and a prime Clayton location, this home offers an exceptional opportunity to enjoy modern living just minutes from downtown shopping, dining, parks, and trails.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
9/10
5/10
Concord High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1993

Materials

  • Roof: Tile
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Washer,Gas Water Heater,Dryer
  • Laundry features: Laundry Room,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Breakfast Bar,Pantry,Updated Kitchen
  • Window features: Window Coverings
  • Flooring: Hardwood,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,749
  • Total interior livable area: 1,749 sqft

Kitchen

  • Features: Breakfast Bar,Stone Counters,Dishwasher,Eat-in Kitchen,Disposal,Gas Range/Cooktop,Microwave,Pantry,Refrigerator,Updated Kitchen

Property

Details

  • Parcel number: 1184600177
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: See Remarks,Community
  • Exterior features: Private Entrance
  • Fencing: Fenced,Wood

Lot

  • Lot size: 4,356 sqft
  • Features: Corner Lot,Level,Landscaped,Back Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$185$2,220
Property Taxes $897$10,764
Electricity $398$4,786
Total$5,773$69,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,931/yr
40% on housing$173,190/yr
45% on housing$153,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$485This listing

vs Other Active Listings

Avg $/sqft

ZIP 94517$443
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94517$528
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$819,000
2026-07-16Price change$849,000
2026-06-12Listed for sale$859,000
2022-02-04Sold$902,000
2022-01-11Pending sale$795,000
2022-01-04Listed for sale$795,000
2001-08-09Sold$382,500

For Sale by Agent

AgentAlex Janson
BrokerageCal Home

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