See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5350 Fernbank Dr, Concord, CA, 94521

5beds
4baths
3,168sqft
$1,475,000
$466price/sqft
$9,906/moest. monthly cost
$396,240/yrincome needed

About This Home

This stunning, two-story, corner lot home nestled in the highly coveted Crystyl Ranch community offers refined living. A formal living room with high ceilings and a fireplace welcomes you, flowing seamlessly into the formal dining area and inviting family room perfect for both entertaining and everyday living. A chef’s kitchen with center-island layout, built-in appliances, breakfast nook, pantry, and abundant storage is ideal for meal prep and casual dining. Upstairs awaits a luxurious primary retreat complete with a generous bedroom offering space for a sitting area or home office, a relaxing fireplace, a private balcony for morning coffee, and a spa-inspired en suite bath. On the ground level, a private bedroom with its own en suite bath along with a nearby half bath provides an ideal space for guests, in-laws, or a home office. The remaining bedrooms are bright and well proportioned. Plantation shutters throughout add a touch of elegance and timeless style, while the family room fireplace offers warmth and ambiance for cozy evenings. Step outside to your private outdoor sanctuary, where mature landscaping surrounds a sparkling swimming pool and hot tub in a beautifully low-maintenance setting. Just in time for summer, the pool has been thoughtfully renovated with a new heater, new pool light, fresh white plaster finish, and newly installed pool mastic creating the perfect setting for relaxation and entertaining. The community offers access to a clubhouse, tennis courts, community pool, and much more.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
9/10
Northgate High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1998

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Vinyl,Carpet,Other
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Living Room,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,168
  • Total interior livable area: 3,168 sqft

Kitchen

  • Features: Dishwasher, Eat-in Kitchen, Gas Range/Cooktop, Kitchen Island, Refrigerator

Property

Details

  • Parcel number: 1213400318
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Two Story
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Back Yard,Front Yard
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Valley

Lot

  • Lot size: 10,454 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,458$89,496
Home Insurance *$300$3,600
Property Taxes $1,469$17,628
Electricity $679$8,152
Total$9,906$118,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$339,634/yr
40% on housing$297,180/yr
45% on housing$264,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$466This listing

vs Other Active Listings

Avg $/sqft

ZIP 94521$343
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94521$509
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$1,450,000
2026-07-06Listed for sale$1,475,000
2026-06-20Pending sale$1,475,000
2026-05-13Listed for sale$1,475,000
2026-03-20Listing removed$1,550,000
2026-02-24Price change$1,550,000
2026-01-24Listed for sale$1,575,000
2026-01-15Listing removed$1,575,000
2026-01-14Contingent$1,575,000
2025-10-31Listed for sale$1,575,000
2020-02-15Listing removed$4,100
2020-01-30Listed for rent$4,100
2003-12-24Sold$775,000
1998-09-16Sold$466,500

For Sale by Agent

AgentDerrick Gardner
BrokerageLA BAY PROPERTIES

Similar Homes