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1731 Ellis St APT 16, Concord, CA, 94520

2beds
2baths
1,034sqft
$399,000
$386price/sqft
$3,162/moest. monthly cost
$126,480/yrincome needed

About This Home

OPEN SAT 12-3! Located directly across from Ellis Lake Park, this beautifully renovated 2-bedroom, 1.5-bath townhouse-style end-unit condo offers comfort, convenience, and a welcoming place to call home. Updated in 2026, this move-in ready home features a bright and open floor plan with abundant natural light throughout. The spacious living room with a cozy fireplace creates the perfect spot to relax or gather with friends and family, while the dining area flows seamlessly into the updated kitchen featuring modern finishes, ample storage, and a breakfast bar for casual dining. A convenient half bath is located downstairs, with two generously sized bedrooms and a full bath upstairs. As a desirable end unit, this home offers added privacy and extra windows that make the space feel light and airy. Located within the gated community, residents enjoy amenities including a swimming pool, beautifully landscaped courtyards, recreation room, laundry facilities, secure mailroom, storage, assigned parking, and guest parking. HOA dues cover exterior maintenance, exterior insurance, hot water, garbage. Mature trees and peaceful walking paths create a quiet, relaxing setting while still being close to everything. Just minutes from downtown Concord, shopping, dining, freeway access, and only 0.5 miles to BART, this home offers an ideal location for both everyday living and easy commuting.

Getting Around

89
WalkingVery Walkable
52
TransitGood Transit
62
BikeBikeable

Schools

2/10
4/10
Oak Grove Middle SchoolGrades 6-82.2 mi
3/10
Mt. Diablo High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1969

Materials

  • Roof: Rolled/Hot Mop
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Oven
  • Laundry features: Coin Operated

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Features

  • Updated Kitchen
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,034
  • Total interior livable area: 1,034 sqft

Kitchen

  • Features: Stone Counters,Dishwasher,Eat-in Kitchen,Oven Built-in,Updated Kitchen

Property

Details

  • Parcel number: 1264600162
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Fenced,Community

Lot

  • Features: Level

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$83$996
Property Taxes $664$7,968
Electricity $398$4,786
Total$3,162$37,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,411/yr
40% on housing$94,860/yr
45% on housing$84,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 94520$273
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94520$523
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-26Listed for sale$399,000
1995-03-06Sold$69,000

For Sale by Agent

AgentKrystle Greenwalt
BrokerageTwin Oaks Real Estate

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