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1139 Lovell Ct, Concord, CA, 94520

5beds
2baths
1,651sqft
$849,999
$515price/sqft
$5,760/moest. monthly cost
$230,400/yrincome needed

About This Home

Rare five bedroom on a desirable cul-de-sac with a large yard with ADU potential, ideal for multi-generational living and income potential.  Step inside to a spacious, light filled open concept living area designed for both everyday comfort and effortless entertaining. The expansive layout seamlessly connects the main living spaces, creating a natural gathering environment perfect for hosting, working from home or relaxing with family. The standout feature is the huge backyard, offering ample space to add an ADU, which presents a unique opportunity for additional income, guest accommodations or extended family living. You will love five well-sized bedrooms which offer flexibility for offices, guests or growing households and the generous driveway with parking for up to five vehicles. Lovely white kitchen with granite countertops, stainless appliances, window seat and wine refrigerator. Updated bathrooms, private patio, play areas, storage and hot tub-this house has it all.  Single level home set within an established Concord neighborhood known for its strong sense of community and access to nearby park, shopping and easy commuter access to 680 corridor.  Whether yo you're looking for a move-in ready home, an investment opportunity, or space to grow into, this property offers rare flexibility and long-term potential at a competitive price range.

Getting Around

65
WalkingSomewhat Walkable
33
TransitSome Transit
78
BikeVery Bikeable

Schools

2/10
4/10
Oak Grove Middle SchoolGrades 6-81.1 mi
3/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1956

Materials

  • Roof: Composition
  • Construction materials: Stone,Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dryer,Washer,Gas Water Heater
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Counter - Solid Surface
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,651
  • Total interior livable area: 1,651 sqft

Kitchen

  • Features: Counter - Solid Surface,Eat-in Kitchen,Disposal,Gas Range/Cooktop,Kitchen Island

Property

Details

  • Parcel number: 1282520293
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Storage,Garden
  • Fencing: Fenced

Lot

  • Lot size: 10,018 sqft
  • Features: Court,Level,Back Yard,Front Yard,Side Yard

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$178$2,136
Property Taxes $886$10,632
Electricity $398$4,786
Total$5,760$69,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,485/yr
40% on housing$172,800/yr
45% on housing$153,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$515This listing

vs Other Active Listings

Avg $/sqft

ZIP 94520$267
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94520$523
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$874,999
2026-04-17Listed for sale$899,000
2019-08-29Sold$616,000
2019-07-26Listed for sale$599,000
2019-06-17Listing removed$629,000
2019-04-07Listed for sale$629,000
2005-12-02Sold$590,000
2005-09-26Sold$590,000
1995-06-29Sold$170,000

For Sale by Agent

AgentLeslie Shafton
BrokerageDudum Real Estate Group

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