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1325 Sumac Cir, Concord, CA, 94521

4beds
3baths
1,761sqft
$975,000
$554price/sqft
$6,572/moest. monthly cost
$262,880/yrincome needed

About This Home

Beautifully updated 4-bedroom, 3-bathroom home offering 1,761 square feet of comfortable living space in a highly desirable location near Clayton Valley Charter High School. This move-in-ready property features an updated kitchen with modern finishes, a stunning brand-new primary bathroom, and tastefully updated secondary baths. The functional floor plan includes one bedroom and a full bathroom on the main level, ideal for guests, multigenerational living, or a home office. Enjoy California living in the spacious backyard complete with a pool and plenty of room for entertaining, gardening, or relaxing outdoors. The property also offers RV side yard access, providing added flexibility for extra parking, recreational vehicles, or storage. Energy-efficient upgrades include solar and two Tesla battery backup systems for added convenience and peace of mind. With stylish updates, functional living spaces, and a prime location close to schools, parks, shopping, and dining, this home offers the perfect blend of comfort, efficiency, and lifestyle.

Getting Around

75
WalkingVery Walkable
29
TransitSome Transit
52
BikeBikeable

Schools

7/10
6/10
5/10
Concord High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1963

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Tankless Water Heater
  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Counter - Solid Surface,Updated Kitchen
  • Flooring: Hardwood,Laminate,Tile,Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,761
  • Total interior livable area: 1,761 sqft

Kitchen

  • Features: Breakfast Bar,Counter - Solid Surface,Dishwasher,Disposal,Updated Kitchen

Property

Details

  • Parcel number: 1330730050
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Pool Sweep,Solar Heat,Solar Pool Leased
  • Fencing: Fenced

Lot

  • Lot size: 7,840 sqft
  • Features: Other,Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$198$2,376
Property Taxes $1,046$12,552
Electricity $398$4,786
Total$6,572$78,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,325/yr
40% on housing$197,160/yr
45% on housing$175,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$554This listing

vs Other Active Listings

Avg $/sqft

ZIP 94521$342
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94521$509
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$975,000
2026-06-11Price change$1,000,000
2026-05-19Listed for sale$1,100,000
2001-05-01Sold$344,000

For Sale by Agent

AgentDominique Hagen-Tillman
BrokerageKeller Williams Realty

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