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401 Pine Creek Rd, Walnut Creek, CA, 94598

2beds
2baths
1,778sqft
$3,795,000
$2,134price/sqft
$23,653/moest. monthly cost
$946,120/yrincome needed

About This Home

Exclusive Offering! Dream parcel in the Northgate neighborhood of Walnut Creek. 4.34 acres with existing structures including 1,770+ sq ft 2 bedroom/1.5 bath home with detached 2 car garage, 9,600 sq ft covered equestrian arena, (12) horse stalls, (2) hay barns, 53' round pen and more. Unincorporated Contra Costa County with A-2 zoning offering many potential land uses. R-40 (40,000 sq ft minimum) lot size if developed. Beautiful views of Mt. Diablo and Shell Ridge. Coveted non-through street and top-rated Northgate K-12 schools. Build your custom estate or realize your rural lifestyle. Minutes away from BART, Whole Foods, and world class shopping in downtown Walnut Creek's Broadway Plaza. This is the rare opportunity to call this property your home!

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

8/10
9/10
Foothill Middle SchoolGrades 6-81.5 mi
9/10
Northgate High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1937

Materials

  • Roof: Composition
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Self Cleaning Oven,Dryer,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bathroom

  • Features: Shower Over Tub

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Features

  • Flooring: Hardwood,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,778
  • Total interior livable area: 1,778 sqft

Kitchen

  • Features: 220 Volt Outlet,Laminate Counters,Eat-in Kitchen,Refrigerator,Self-Cleaning Oven

Property

Details

  • Parcel number: 1382400065
  • Special condition: Standard
  • Other equipment: None
  • Horse amenities: Horse Setup

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Ridge
  • Horses can be raised: Yes

Lot

  • Lot size: 4.34 Acres
  • Features: Agricultural,Horses Possible,Premium Lot,Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,189$230,268
Home Insurance *$553$6,636
Property Taxes $3,513$42,156
Electricity $398$4,786
Total$23,653$283,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$810,960/yr
40% on housing$709,590/yr
45% on housing$630,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,134This listing

vs Other Active Listings

Avg $/sqft

ZIP 94598$532
Contra Costa County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 94598$698
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-04Listed for sale$3,795,000
2025-12-18Listing removed$3,695,000
2025-09-12Price change$3,695,000
2025-01-15Listed for sale$3,895,000
2024-08-12Listing removed$3,800,000
2024-04-09Price change$3,800,000
2024-03-05Listed for sale$4,000,000
2024-03-01Listing removed$4,000,000
2024-01-22Listed for sale$3,800,000
2023-09-30Listing removed--
2022-08-21Listed for sale$3,800,000
2022-06-24Listing removed--
2022-03-08Listed for sale$3,500,000
1999-03-22Sold$630,000

For Sale by Agent

AgentRichard Hoag
BrokerageRichard Hoag, Broker

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