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28628 N Dunn Rd, Chattaroy, WA, 99003

2beds
2baths
1,490sqft
$1,400,000
$940price/sqft
$8,051/moest. monthly cost
$322,040/yrincome needed

About This Home

This is your chance to be a rancher on this amazing 80 acres! 1490 sq. ft. home that has been beautifully remodeled with 432 sq. ft. guest house/ bunk house/ADU with 1 bed, 1 bath. This gently rolling acreage has about 55 acres of tillable hay/pasture ground with multiple fenced pastures, (full perimeter fencing). Some patches of timber and interspersed with springs and streams and sub-irrigated fields. Corrals, catch pens, feed pens, horse paddock and loafing shed, and two big barns (24'x50' and 62'x108'). Amazing territorial views in all directions from this "end of the road" paradise! Unmatched privacy only about 1.5 miles from paved road. Some of the notable upgrades to the home are granite countertops with eat bar, double doors to deck, hardboard siding, and fireplace insert. Some farming equipment could stay. 40x40 garage/shop for your projects. Beautiful mature orchard with cherries, walnuts, apples and apricots. Chicken shed/run, and 2 extra storage sheds. Tack room

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
6/10
Riverside Middle SchoolGrades 6-84.6 mi
7/10
Riverside High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1889

Materials

  • Roof: Composition
  • Construction materials: Masonite,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • In-Law Floorplan,Hard Surface Counters
  • Window features: Wood Frames
  • Fireplace features: Insert
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1490

Heating

  • Heating features: Electric,Ductless

Interior Area

  • Total structure area: 1,490
  • Total interior livable area: 1,490 sqft

Other

  • Area: 432

Other

  • Level: Second

Property

Details

  • Parcel number: 48191.9002
  • Horse amenities: Barn

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Cross Fenced,Fenced
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Waterfront features: Stream,See Remarks
  • Horses can be raised: Yes

Lot

  • Lot size: 80 Acres
  • Features: Views,Open Lot,Rolling Slope,Horses Allowed,Garden,Orchard(s)

Parking

  • Total spaces: 2
  • Parking features: Detached,Workshop in Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$348$4,176
Property Taxes $475$5,700
Electricity $149$1,793
Total$8,051$96,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,034/yr
40% on housing$241,530/yr
45% on housing$214,693/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$940This listing

vs Other Active Listings

Avg $/sqft

ZIP 99003$202
Spokane County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 99003$200
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,400,000
2013-03-29Sold$240,000

For Sale by Agent

AgentJim Palmer Jr.
BrokerageReal Estate Marketplace NW,Inc

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