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130 Mountain Crest Rd, Chelsea, AL, 35043

3beds
2baths
2,100sqft
$199,000
$95price/sqft
$1,426/moest. monthly cost
$57,040/yrincome needed

About This Home

Wow! Priced to Sell at only $199,000. This is the 3br 2 bath home sitting on nice unrestricted land with No HOA in great area in Chelsea everyone has been waiting on can't find. This incredible 7.31 acres of beautiful land right in the middle of Chelsea is just off Hwy 280 down from Cat and Bird winery. The property offers a breathtaking mountain crest view with huge, mature hardwoods throughout with lots of space and opportunity to add new homes for the family on the Crest with the really pretty views or in the valley where existing home is. Great investment and a rare opportunity in Chelsea! Call today to set a private showing

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
10/10
Chelsea Middle SchoolGrades 6-81.9 mi
8/10
Chelsea High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Sink,Main Level,Laundry Room,Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Split Bedroom,Crown Molding,Tray Ceiling(s),Linen Closet,Separate Shower,Double Vanity,Sitting Area in Master,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Gas
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,100 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 099290001018.000
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (DECK),Deck
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: No

Lot

  • Lot size: 7.31 Acres

Parking

  • Parking features: Boat,Driveway,Lower Level,Parking (MLVL),Off Street,On Street,RV Access/Parking,Unassigned,Open
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$111$1,332
Property Taxes $69$828
Electricity $240$2,881
Total$1,426$17,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,891/yr
40% on housing$42,780/yr
45% on housing$38,026/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 35043$218
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35043$167
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-27Listed for sale$199,000
2026-06-09Listing removed$300,000
2025-08-27Price change$300,000
2025-05-12Price change$350,000
2025-03-20Price change$380,120
2025-03-07Listed for sale$420,000
2014-03-04Sold$621,000

For Sale by Agent

AgentBrian Thomas
BrokerageRE/MAX Advantage

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