490 N Civic Dr APT 101, Walnut Creek, CA, 94596
About This Home
Fresh Start. Smart Investment. Incredible Value. Welcome to 490 Civic Drive, Unit 101—an exceptional opportunity to own in the sought-after The Keys community in the heart of Walnut Creek. Priced at just $255,000, this first-floor, one-bedroom, one-bath condominium is one of the best values on the market. Whether you're purchasing your first home, looking to right-size into easy, low-maintenance living, or adding a property to your investment portfolio, this home offers the flexibility to meet your needs. Move-in ready and awaiting your personal touch, it's the perfect opportunity to create a space that reflects your style while building equity in one of Contra Costa County's most vibrant cities. Life at The Keys extends beyond your front door. Residents enjoy an impressive collection of community amenities, including multiple swimming pools and spa, a fitness center, clubhouse, tennis courts, BBQ area, game room, guest parking, car wash area, greenbelts, and beautifully maintained common areas—creating a true resort-style lifestyle close to home. HOA services also include exterior maintenance and common area upkeep, with additional services and inclusions to be verified by buyers through HOA documents. Perfectly located just minutes from downtown Walnut Creek, you'll enjoy convenient access to premier shopping, neighborhood coffee shops, acclaimed restaurants, parks, BART, and major commuter routes, making it easy to experience everything this dynamic community has to offer. Opportunities to own in Walnut Creek at this price point are increasingly rare. At just $255,000, this is more than a home—it's an opportunity to stop renting, start building wealth, or secure an affordable foothold in one of the East Bay's most desirable communities. Don't wait for the market to change—make your move today.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Existing
- Year built: 1972
Materials
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: Condo
- Architectural style: Contemporary
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
- Laundry features: Common Area
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ground Floor Location,Counter - Solid Surface
- Flooring: Carpet
- Fireplace features: None
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 682
- Total interior livable area: 682 sqft
Kitchen
- Features: Counter - Solid Surface, Dishwasher, Electric Range/Cooktop, Disposal, Microwave, Refrigerator
Property
Details
- Parcel number: 1732100092
- Special condition: Standard
Features
- Levels: One Story
- Stories: 1
- Entry location: Ground Floor Location
- Pool features: See Remarks,Community
- Exterior features: No Yard,Other
Lot
- Features: See Remarks
Parking
- Total spaces: 1
- Parking features: Covered,Parking Spaces,Space Per Unit - 1,Below Building Parking
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Contra Costa County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance * | $36 | $432 |
| Property Taxes | $378 | $4,536 |
| Electricity | $398 | $4,786 |
| Total | $2,101 | $25,212 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $255,000 |
| 2025-11-22 | Listing removed | $2,500 |
| 2025-11-15 | Listing removed | $285,000 |
| 2025-11-01 | Listed for rent | $2,500 |
| 2025-09-15 | Listed for sale | $285,000 |
| 2025-09-01 | Listing removed | $285,000 |
| 2025-06-06 | Listed for sale | $285,000 |
| 2025-05-28 | Pending sale | $285,000 |
| 2025-05-27 | Listed for sale | $285,000 |
| 2025-05-23 | Pending sale | $285,000 |
| 2025-05-12 | Listed for sale | $285,000 |
| 2025-04-30 | Sold | $242,500 |
| 2000-09-07 | Sold | $220,000 |
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