See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

16 Ruth Ct, Lafayette, CA, 94549

4beds
3baths
2,392sqft
$1,675,000
$700price/sqft
$10,902/moest. monthly cost
$436,080/yrincome needed

About This Home

A View Worth Coming Home To. A Home built for flexible living. Thoughtfully laid out across two levels, it offers the privacy of two separate living quarters, a 3 bedroom 2 bath home with a 1 bedroom 1 bath lower floor, flowing together as one seamless family home. This home is a true entertainer's delight. The updated kitchen with shaker cabinets, quartz countertops, and a large center island with seating for four flows naturally into the dining room and right out onto the view deck for effortless al fresco dining. At sunrise, sunset, or anywhere in between, the hills stretching out before you will make in front of you, that deck becomes your favorite spot fast. The vaulted living room with warm wood beams, a dramatic skylight, and a floor to ceiling fireplace is the kind of space that stops people mid-tour. The primary en-suite is generous and bright with a window framing those same valley views from above. Step down to the backyard onto a level no-mow lawn framed by mature trees, an iron fence, and sweeping valley views that follow you everywhere on this property. The home divides naturally into a 3 bed, 2 bath 1,600 sq ft upper floor and an 820 sq ft 1 bed, 1 bath lower floor with its own kitchen, laundry, and private entrance. Set up the in-laws, kids returning home, or just live large. Tucked into a quiet cul-de-sac, minutes to downtown Lafayette, Walnut Creek, top rated schools, BART, and trails. One great view. Ideal location. A home with endless possibilities.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
10/10
Acalanes High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1950

Materials

  • Foundation: Pillar/Post/Pier,Raised
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Oven,Range,Refrigerator,Dryer,Washer
  • Laundry features: In Garage,Common Area

Bathroom

  • Features: Shower Over Tub,Solid Surface,Stall Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Au Pair,Breakfast Bar,Updated Kitchen
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,392
  • Total interior livable area: 2,392 sqft

Kitchen

  • Features: Breakfast Bar,Dishwasher,Gas Range/Cooktop,Kitchen Island,Microwave,Oven Built-in,Range/Oven Built-in,Refrigerator,Updated Kitchen

Property

Details

  • Parcel number: 1854000179
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.88 Acres
  • Features: Court,Sloped Down,Back Yard,Wooded,Side Yard

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,469$101,628
Home Insurance *$271$3,252
Property Taxes $1,650$19,800
Electricity $512$6,155
Total$10,902$130,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$373,782/yr
40% on housing$327,060/yr
45% on housing$290,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$700This listing

vs Other Active Listings

Avg $/sqft

ZIP 94549$689
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94549$745
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$1,675,000
2023-06-18Listing removed--
2023-06-14Listed for rent$8,500
2023-03-27Listing removed--
2023-03-20Listed for rent$5,500
2022-04-24Listing removed--
2022-04-09Price change$7,600
2022-03-23Listed for rent$8,500
2021-03-08Listing removed--
2021-01-19Listed for rent$7,600
2020-10-23Sold$918,000

For Sale by Agent

AgentLarry Jacobs
BrokerageAbio Properties

Similar Homes