2309 W 95th St, Bloomington, MN, 55431
About This Home
Proudly owned by the original owners since 1960, this spacious one-story home offers the perfect combination of quality construction, important mechanical updates, and the opportunity to personalize and build equity. Featuring 4 bedrooms, 3 bathrooms, and an oversized two-car tandem garage with ample space for vehicles, a camper, trailer, workshop or additional storage, this home combines flexibility with everyday convenience. The main level features a generous 19x13 living room highlighted by a cozy gas fireplace, three bedrooms, an eat-in kitchen and dining area, plus a comfortable family room with patio door leading to the 16x16 deck with desirable southern exposure overlooking the beautifully maintained backyard. The finished lower level expands the living space with a large family room featuring a wood-burning fireplace, fourth bedroom with egress window, half bath with separate shower, spacious laundry room, and abundant storage. Situated on a beautifully landscaped .27-acre lot with in-ground irrigation, this home bas been thoughtfully maintained and includes numerous mechanical updates, including brand-new 200-amp electrical service with exterior disconnected, Pella windows, a high-efficiency Bryant 90+ furnace and central air conditioning with condensate pump, and a water heater replaced in 2021. Conveniently located in the heart of Bloomington, you'll enjoy easy access to Moir Park, the Bloomington Ice Garden, Nine Mile Creek, the Normandale Community College, Japanese Garden, Bloomington Civic Plaza, the Bloomington Farmers Market, shopping, restaurants, and the new Bloomington Event Center. Bring your decoration ideas and discover the opportunity to make this exceptional property your own.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Roof: Age Over 8 Years,Architectural Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: In Basement,Gas Dryer Hookup,Lower Level,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Daylight,Egress Window(s),Finished,Full,Storage Space
Bathroom
- Level: Main
- Area: 63
- Dimensions: 9x7
Bathroom
- Level: Main
- Area: 25
- Dimensions: 5x5
Bathroom
- Level: Lower
- Area: 24
- Dimensions: 6x4
Bedroom
- Level: Main
- Area: 165
- Dimensions: 15x11
Bedroom2
- Level: Main
- Area: 120
- Dimensions: 12x10
Bedroom3
- Level: Main
- Area: 120
- Dimensions: 12x10
Bedroom4
- Level: Lower
- Area: 216
- Dimensions: 18x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Deck
- Level: Main
- Area: 256
- Dimensions: 16x16
Dining Room
- Level: Main
- Area: 90
- Dimensions: 10x9
Family Room
- Level: Main
- Area: 225
- Dimensions: 15x15
Family Room
- Level: Lower
- Area: 399
- Dimensions: 21x19
Features
- Number of fireplaces: 2
- Fireplace features: Family Room,Gas,Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 925
- Finished area above ground: 1,395
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,531
- Total interior livable area: 2,320 sqft
Kitchen
- Level: Main
- Area: 120
- Dimensions: 12x10
Laundry
- Level: Lower
- Area: 180
- Dimensions: 18x10
Living Room
- Level: Main
- Area: 247
- Dimensions: 19x13
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1702724110042
- Zoning description: Residential-Single Family
- Foundation area: 1125
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Fencing: Chain Link,Partial,Wood
Lot
- Lot size: 0.27 Acres
- Features: Near Public Transit,Tree Coverage - Light
- Lot size dimensions: 80 x 145
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Garage Door Opener,Tandem Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Tornado
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Hennepin County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $251 | $3,012 |
| Property Taxes | $458 | $5,496 |
| Electricity | $195 | $2,348 |
| Total | $3,027 | $36,324 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $419,900 |
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