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1324 Francis St, Crockett, CA, 94525

--beds
--baths
1,207sqft
$618,000
$512price/sqft
$4,168/moest. monthly cost
$166,720/yrincome needed

About This Home

Excellent Duplex opportunity on a 5,000 sq. ft. lot! Built in 1908, this Duplex (1,207 total sq. ft.) offers historic soul and significant income potential. Located in the heart of Crockett, the oversized lot provides a competitive edge over nearby single-family homes. Perfect for investors or first-time buyers looking for extra income. Property offers a great canvas for renovations to reach peak market rents.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
4/10
Carquinez Middle SchoolGrades 6-80.1 mi
6/10
John Swett High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1908

Materials

  • Roof: Composition
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,207
  • Total interior livable area: 1,207 sqft

Property

Details

  • Parcel number: 3541720094
  • Attached to another structure: Yes
  • Special condition: Standard
  • Other equipment: None

Features

  • Fencing: Wood
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 4,791 sqft

Parking

  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,124$37,488
Home Insurance *$245$2,940
Property Taxes $401$4,812
Electricity $398$4,786
Total$4,168$50,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,902/yr
40% on housing$125,040/yr
45% on housing$111,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$512This listing

vs Other Active Listings

Avg $/sqft

ZIP 94525$352
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94525$301
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$599,000
2026-05-14Listed for sale$618,000
1994-09-21Sold$12,500

For Sale by Agent

AgentBrian Baniqued
BrokerageBcre

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