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400 Grove St Unit 305, San Francisco, CA, 94102

0beds
1baths
427sqft
$276,705
$648price/sqft
$2,245/moest. monthly cost
$89,800/yrincome needed

About This Home

Studio Below Market Rate (BMR) housing opportunity available at 120% Area Median Income (AMI), which includes the one-time 20% increase as allowed under the temporary waivers. Maximum income for 1 person= $136,150, 2 people = $155,650, 3 people = $175,100, etc. Must be 1st-time homebuyer & income eligible. Temporary waivers apply to this unit. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 8/4/2026 at 8:00 AM PST. Please visit https://housing.sfgov.org/listings/a0W7y00000IQdubEAD to view the listing and for application & program info. This is a Fair Housing Opportunity. Modern living in the heart of Hayes Valley, 400 Grove offers a secure building with bike room, virtual doorman, bamboo courtyard and view skydeck with gas BBQ and firepit close to shops, restaurants and public transit. Modern architecture, great natural light, large bathroom and in unit washer/dryer make this studio as desirable as the location.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
99
BikeBiker's Paradise

Schools

6/10
2/10
3/10
Mission High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2015

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Refrigerator,Microwave,Washer/Dryer Stacked
  • Laundry features: Laundry Closet

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 427
  • Total interior livable area: 427 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Accessibility

  • Accessibility features: Accessible Doors,Accessible Elevator Installed,Accessible Full Bath

Details

  • Parcel number: 0793125
  • Attached to another structure: Yes
  • Special condition: Housing Assist Program

Lot

  • Lot size: 0.26 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,399$16,788
Home Insurance *$89$1,068
Property Taxes $359$4,308
Electricity $398$4,786
Total$2,245$26,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,971/yr
40% on housing$67,350/yr
45% on housing$59,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$648This listing

vs Other Active Listings

Avg $/sqft

ZIP 94102$412
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94102$754
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$276,705

For Sale by Agent

AgentMatthew Hendry
BrokerageKW Advisors

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