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640 Jade Street, Petaluma, CA, 94952

3beds
3baths
1,989sqft
$769,000
$387price/sqft
$5,324/moest. monthly cost
$212,960/yrincome needed

About This Home

Welcome home to Quarry Heights, where modern comfort, thoughtful upgrades, and easy everyday living come together in one of West Petaluma's most desirable communities. This beautifully appointed residence offers a warm, inviting layout with stylish finishes, flexible living spaces, and a low-maintenance lifestyle designed for today's needs. The private primary suite offers a peaceful retreat with beautiful outlooks, a spacious walk-in closet, and a spa-inspired bathroom with dual vanities, a soaking tub, and a separate shower. Additional bedrooms provide flexibility for guests, a home office, nursery, fitness space, or multigenerational living. Multiple outdoor spaces make this home truly special, including a private balcony, a low-maintenance backyard or patio area, and inviting spaces for outdoor dining, gardening, or relaxing in the Petaluma sunshine. Additional highlights include central heating and air conditioning, dual-pane windows, upgraded flooring, shutters or designer window coverings, ample storage, laundry space, and an attached two-car garage. Quarry Heights offers an exceptional lifestyle with community parks, private walking paths, playgrounds, sport courts, open spaces, and a clubhouse. Ideally located just minutes from Historic Downtown Petaluma, local restaurants, shopping, schools, outdoor recreation, public transportation, and Highway 101, this home combines modern living with one of Petaluma's most connected and charming locations. A rare opportunity to enjoy low-maintenance living, beautiful views, and the best of Petaluma. CalVet financing available to veterans and not veterans if eligible and qualified.

Getting Around

31
WalkingCar-Dependent
25
TransitSome Transit
17
BikeSomewhat Bikeable

Schools

7/10
Grant Elementary SchoolGrades K-60.9 mi
4/10
8/10
Petaluma High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Microwave
  • Laundry features: Hookups Only,Inside Room,Upper Level

Basement

  • Basement: None

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Area
  • Level: Upper

Family Room

  • Level: Upper

Features

  • Storage
  • Window features: Dual Pane Full
  • Flooring: Carpet,Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,989
  • Total interior livable area: 1,989 sqft

Kitchen

  • Features: Kitchen Island,Pantry Closet,Stone Counters

Living Room

  • Level: Upper

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 019760004000
  • Attached to another structure: Yes
  • Special condition: VA Repo

Features

  • Levels: Multi/Split
  • Stories: 2

Lot

  • Lot size: 958.32 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 4
  • Parking features: Attached,Inside Entrance
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance *$140$1,680
Property Taxes $870$10,440
Electricity $426$5,118
Total$5,324$63,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,537/yr
40% on housing$159,720/yr
45% on housing$141,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 94952$683
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 94952$614
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$759,000
2026-06-22Listed for sale$769,000
2017-03-02Sold$592,000

For Sale by Agent

AgentMatthew R Martinez
BrokerageDiamond Real Estate Group

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