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12076 Cloud Ridge Road, Healdsburg, CA, 95448

6beds
4baths
3,400sqft
$2,999,000
$882price/sqft
$18,549/moest. monthly cost
$741,960/yrincome needed

About This Home

Situated amidst the redwoods in Healdsburg's scenic Mill Creek, this nearly 43-acre property blends peace, privacy, and timeless design. Accessed by a private road, the main home is a 4BD/3BA Craftsman built from first-growth redwood from the property, with one bed and bath conveniently located on the main level. A spacious paver patio wraps the home, offering the perfect spot to soak in the views. Inside, the great room features a wood-burning stove, hardwood floors, and expansive picture windows that invite the outside in. The remodeled kitchen boasts a Wedgewood range, built-in Viking fridge, custom cabinetry, and a walk-in pantry. A large mudroom/laundry area sits just off the kitchen for added functionality. All 3 baths remodeled as well. Brand new heating sytem! Down the road, a separate guest cabin offers a full kitchen, wood floors, indoor laundry, wood stove, two bedrooms & full bath, and a wraparound deck that basks in sunlight. An additional secluded redwood deck creates a peaceful escape ideal for art, yoga, or summer fun. Both homes and the well system are powered by owned solar and a Generac generator. Just 15 minutes to downtown Healdsburg's restaurants, tasting rooms, and Hwy 101 this retreat offers complete privacy without sacrificing convenience. **Seller fianancing possible**.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

9/10
6/10
9/10
Healdsburg High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Metal
  • Construction materials: Redwood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dishwasher,Double Oven,Free-Standing Gas Range,Gas Water Heater,Range Hood,Microwave,Dryer,Washer
  • Laundry features: Cabinets,Ground Floor,Inside Room,Sink

Basement

  • Basement: None

Bathroom

  • Level: Main,Upper

Bedroom

  • Level: Main,Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Dining/Living Combo
  • Level: Main

Family Room

  • Features: Great Room

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 3,400
  • Total interior livable area: 3,400 sqft

Kitchen

  • Features: Kitchen Island,Pantry Closet,Quartz Counter,Wood Counter
  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Features: Granite,Shower Stall(s),Tile,Walk-In Closet(s)

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 111180029000
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Forest,Hills,Mountain(s),Trees/Woods

Lot

  • Lot size: 42.92 Acres
  • Features: Landscape Front,Private

Parking

  • Total spaces: 5
  • Parking features: Guest,No Garage,Gravel,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,164$181,968
Home Insurance *$673$8,076
Property Taxes $1,983$23,796
Electricity $729$8,749
Total$18,549$222,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$635,965/yr
40% on housing$556,470/yr
45% on housing$494,640/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$882This listing

vs Other Active Listings

Avg $/sqft

ZIP 95448$922
Sonoma County$598

vs Homes Sold Last Month

Median $/sqft

ZIP 95448$711
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$2,999,000
2025-12-01Listing removed$3,200,000
2025-10-21Price change$3,200,000
2025-08-07Price change$3,400,000
2025-06-19Price change$3,650,000
2025-04-15Listed for sale$3,995,000
2008-06-16Sold$1,634,000

For Sale by Agent

AgentMorgan- Sullivan Group RE
BrokerageeXp Realty of California Inc

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