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640 Michele Dr, Martinez, CA, 94553

3beds
1baths
959sqft
$579,000
$604price/sqft
$4,458/moest. monthly cost
$178,320/yrincome needed

About This Home

OPEN Sat 7/8 & Sun 7/9 from 1-4! Welcome Home to 640 Michele Dr - a beautifully renovated Martinez offering 3 bedrooms, 1 bathroom and 959 square feet situated on an approximately 5,000 square foot lot. This single-story home was updated with quality improvements that include a new concrete slab with vapor barrier, updated plumbing and electrical systems, new windows, interior and exterior paint, vinyl plank flooring, and more - providing peace of mind for years to come. Step outside and discover one of the home's standout features—an entertainer's backyard. The built-in gazebo and covered patio create the perfect setting for outdoor dining, weekend barbecues, or relaxing evenings, while the spacious yard offers plenty of room to customize with a fire pit, garden, play area, or whatever fits your lifestyle. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home offers an ideal location close to shopping, dining, parks, schools, and convenient commuter access. With the major improvements already complete, all that's left to do is move in and enjoy!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
7/10
8/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1953

Materials

  • Foundation: Slab
  • Roof: Tar/Gravel,Flat
  • Construction materials: Stucco,Wood Shingles,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Range,Refrigerator
  • Laundry features: Hookups Only

Bathroom

  • Features: Shower Over Tub,Window

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Updated Kitchen
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 959
  • Total interior livable area: 959 sqft

Kitchen

  • Features: 220 Volt Outlet,Stone Counters,Dishwasher,Eat-in Kitchen,Gas Range/Cooktop,Microwave,Range/Oven Built-in,Refrigerator,Updated Kitchen

Property

Details

  • Parcel number: 3801010095
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: One
  • Stories: 1
  • Entry location: No Steps to Entry
  • Pool features: None
  • Exterior features: Dog Run,Garden/Play
  • Fencing: Fenced,Full

Lot

  • Lot size: 5,227 sqft
  • Features: Level,Back Yard,Front Yard,Sprinklers In Rear,Landscaped,Side Yard

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$116$1,392
Property Taxes $1,017$12,204
Electricity $398$4,786
Total$4,458$53,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,845/yr
40% on housing$133,740/yr
45% on housing$118,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$604This listing

vs Other Active Listings

Avg $/sqft

ZIP 94553$395
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94553$480
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$579,000
2026-08-05Listed for sale$579,000

For Sale by Agent

AgentMarisa Cardone
BrokerageUnited Realty Partners

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