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1934 Santa Clara St, Richmond, CA, 94804

2beds
1baths
1,032sqft
$699,000
$677price/sqft
$4,979/moest. monthly cost
$199,160/yrincome needed

About This Home

Richmond Annex Opportunity! Welcome to 1934 Santa Clara Avenue in the heart of the highly desirable Richmond Annex. This charming split-level home features 2 bedrooms and 1 bath on an expansive lot with beautiful, mature landscaping that creates a peaceful, park-like setting. Adding to its unique appeal is a charming detached potter's cottage—ideal as an art studio, hobby space, home office, or private retreat. Perfectly situated near El Cerrito, BART, shopping, dining, parks, and major commuter routes, this home offers the ideal blend of neighborhood charm and everyday convenience. With its unbeatable location, oversized lot, and endless potential, this is a rare opportunity to own a truly special property in one of the East Bay's most sought-after neighborhoods.

Getting Around

84
WalkingVery Walkable
46
TransitSome Transit
70
BikeVery Bikeable

Schools

6/10
7/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1947

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Dryer,Washer
  • Laundry features: Dryer,Laundry Room,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Storage
  • Flooring: Hardwood Flrs Throughout
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,032
  • Total interior livable area: 1,032 sqft

Kitchen

  • Features: Tile Counters, Gas Range/Cooktop, Refrigerator

Property

Details

  • Parcel number: 5070900187
  • Special condition: Standard

Features

  • Levels: One Story
  • Stories: 1
  • Pool features: None
  • Exterior features: Front Yard,Garden/Play,Storage,Garden,Landscape Back,Landscape Front
  • Fencing: Fenced

Lot

  • Lot size: 5,227 sqft
  • Features: Level,Rectangular Lot,Landscaped,See Remarks

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$157$1,884
Property Taxes $890$10,680
Electricity $398$4,786
Total$4,979$59,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,708/yr
40% on housing$149,370/yr
45% on housing$132,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$677This listing

vs Other Active Listings

Avg $/sqft

ZIP 94804$289
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94804$490
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$699,000
2022-09-05Sold$692,500
2022-08-04Pending sale$625,000
2022-07-23Listed for sale$625,000
1993-10-29Sold$185,000

For Sale by Agent

AgentLaura Martell
BrokerageWinkler Real Estate Group

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