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5526 Carl Ave, Richmond, CA, 94804

2beds
1baths
984sqft
$515,000
$523price/sqft
$3,452/moest. monthly cost
$138,080/yrincome needed

About This Home

Rare opportunity in the sought-after Annex neighborhood! This charming fixer-upper sits on a spacious corner lot with a detached garage, offering exceptional potential for expansion, development, or the addition of an ADU. Inside, the two-bedroom home is rich with character, featuring vaulted wood-beam ceilings, a cozy living room fireplace, abundant natural light, and an inviting layout with generously sized bedrooms. Whether you’re a first-time buyer, investor, or someone looking to create your dream home, this property presents endless possibilities to add value and make it your own. Probate sale with no court confirmation required. Conveniently located near the Richmond–San Rafael Bridge, BART, El Cerrito shopping and dining, and public transportation.

Getting Around

54
WalkingSomewhat Walkable
41
TransitSome Transit
71
BikeVery Bikeable

Schools

2/10
Stege Elementary SchoolGrades K-61.5 mi
7/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1942

Materials

  • Roof: Composition
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Free-Standing Range,Gas Water Heater
  • Laundry features: Hookups Only,Laundry Room

Bathroom

  • Features: Solid Surface,Tub

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Brick,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 984
  • Total interior livable area: 984 sqft

Kitchen

  • Features: Laminate Counters,Gas Range/Cooktop,Range/Oven Free Standing

Property

Details

  • Parcel number: 5081320011
  • Special condition: Probate Listing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Garden/Play,Storage
  • Fencing: Fenced

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot,Level,Premium Lot,Front Yard,Back Yard,Side Yard

Parking

  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$116$1,392
Property Taxes $334$4,008
Electricity $398$4,786
Total$3,452$41,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,354/yr
40% on housing$103,560/yr
45% on housing$92,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$523This listing

vs Other Active Listings

Avg $/sqft

ZIP 94804$291
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94804$490
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$499,000
2026-08-11Pending sale$515,000
2026-07-22Price change$515,000
2026-05-19Listed for sale$549,950
1974-10-23Sold$11,500

For Sale by Agent

AgentGary Torretta
BrokerageSecurity Pacific Real Estate

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