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1507 Oscar Street, Richmond, CA, 94804

2beds
2baths
1,220sqft
$599,000
$491price/sqft
$4,378/moest. monthly cost
$175,120/yrincome needed

About This Home

Welcome to a wonderful opportunity to own a 2-unit, One-Bedroom Duplex located at 1505/1507 Oscar Street in Richmond Annex. The property features a lush, low-maintenance front yard and a spacious backyard with fruit trees. A private driveway leads to a detached garage. Both units are well-maintained, and one was completely rebuilt from the studs up in 2020. Each unit offers approximately the same square footage and includes its own front porch. The location is ideally situated near shopping, parks, schools, public transportation, and major highways. ***"Duplex - Unit 1505 has 1 Bedroom and 1 Bath, Unit 1507 has 1 Bedroom and 1 Bath."

Getting Around

49
WalkingCar-Dependent
41
TransitSome Transit
69
BikeBikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1944

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Unit 1 - Beds: 1,Baths: 1,Square Footage: 610 | Unit 2 - Beds: 2,Baths: 1,Square Footage: 610 | Unit 3 - Beds: 0,Baths: 0,Square Footage: 1220 | Unit 4 - Beds: 0,Baths: 0,Square Footage: 1220

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,220
  • Total interior livable area: 1,220 sqft

Property

Details

  • Parcel number: 5081800020
  • Special condition: Offer As Is

Lot

  • Lot size: 4,199 sqft
  • Features: Landscape Front,Other

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$135$1,620
Property Taxes $817$9,804
Electricity $398$4,786
Total$4,378$52,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,102/yr
40% on housing$131,340/yr
45% on housing$116,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$491This listing

vs Other Active Listings

Avg $/sqft

ZIP 94804$290
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94804$490
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$599,000
2026-05-13Listed for sale$649,000
2024-10-30Listing removed$1,749
2024-10-16Listed for rent$1,749
2024-10-01Listing removed$1,850
2024-07-27Listed for rent$1,850
2023-05-14Listing removed--
2023-04-22Listed for rent$1,850
2021-03-01Listing removed--
2021-02-03Listed for rent$1,750
2019-08-08Sold$510,000
2002-09-30Sold$310,000
1996-12-13Sold$91,000

For Sale by Agent

AgentRose Vallejo Vallejo-Arriaga
BrokerageRedfin

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