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3522 Ohio Avenue, Richmond, CA, 94804

3beds
1baths
1,031sqft
$459,000
$445price/sqft
$3,119/moest. monthly cost
$124,760/yrincome needed

About This Home

Great opportunity in Richmond! This 3-bedroom, 1-bath single-family home offers approximately 1,031 sq ft of living space on a ~5,000 sq ft lot, presenting excellent potential for both investors and owner-occupants. The home features a functional layout with ample natural light, comfortable living spaces, and a private yard. Property is in average condition with opportunity for cosmetic updates to add value over time. Major systems are reported to be functional. Currently tenant-occupied on a month-to-month basis, offering immediate income potential and future flexibility. Buyer to assume tenancy. Conveniently located near shopping, dining, parks, and major commuter routes, providing easy access to the greater Bay Area. A versatile property with strong potentialideal for those looking to invest, improve, or plan for future occupancy.

Getting Around

80
WalkingVery Walkable
48
TransitSome Transit
82
BikeVery Bikeable

Schools

2/10
King Elementary SchoolGrades K-60.3 mi
1/10
2/10
Kennedy High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Hookups Only

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,031
  • Total interior livable area: 1,031 sqft

Living Room

  • Level: Main

Property

Details

  • Parcel number: 5130440067
  • Special condition: Offer As Is

Features

  • Stories: 1

Lot

  • Lot size: 5,000 sqft
  • Features: Garden,Low Maintenance

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$103$1,236
Property Taxes $298$3,576
Electricity $398$4,786
Total$3,119$37,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,937/yr
40% on housing$93,570/yr
45% on housing$83,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$445This listing

vs Other Active Listings

Avg $/sqft

ZIP 94804$291
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94804$490
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$499,000
2026-04-21Price change$519,000
2026-03-22Listed for sale$525,000
2012-05-02Sold$91,000
2007-07-10Sold$410,000
2005-06-16Sold$372,500
1998-05-29Sold$120,000
1998-02-18Sold$68,000

For Sale by Agent

AgentManju Devi
BrokerageColdwell Banker Realty

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