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733 40th St, Richmond, CA, 94805

3beds
2baths
1,725sqft
$678,000
$393price/sqft
$4,884/moest. monthly cost
$195,360/yrincome needed

About This Home

Charming 3-bedroom, 2-bath single-story home in Richmond’s North & East neighborhood. This 1,725 sq ft, Well-maintained home with numerous recent upgrades features a heat pump, central air conditioning, a newer roof and solar system. House refinished with cherry wood floors, fresh paint, an open living & dining area, and an updated kitchen with quartz counters & breakfast nook. Set on a 5,000 sq ft corner lot with multiple patio areas and a detached garage. Convenient access to I-80, BART, school and local transportation.

Getting Around

81
WalkingVery Walkable
41
TransitSome Transit
66
BikeBikeable

Schools

3/10
Wilson Elementary SchoolGrades K-60.2 mi
1/10
2/10
Kennedy High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1954

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range
  • Laundry features: Hookups Only,Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Breakfast Nook,Updated Kitchen
  • Window features: Window Coverings
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,725
  • Total interior livable area: 1,725 sqft

Kitchen

  • Features: Breakfast Bar, Breakfast Nook, Stone Counters, Dishwasher, Eat-in Kitchen, Gas Range/Cooktop, Updated Kitchen, Other

Property

Details

  • Parcel number: 5180200056
  • Special condition: Standard

Features

  • Levels: One Story
  • Stories: 1
  • Pool features: None
  • Exterior features: Back Yard,Front Yard,Garden/Play

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot,Level,Premium Lot,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Int Access From Garage,Off Street,Parking Spaces,RV/Boat Parking,Side Yard Access,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,428$41,136
Home Insurance *$159$1,908
Property Taxes $899$10,788
Electricity $398$4,786
Total$4,884$58,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,451/yr
40% on housing$146,520/yr
45% on housing$130,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 94805$370
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94805$540
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$799,999
2026-06-15Listed for sale$678,000
2020-10-26Sold$705,000
2020-09-25Pending sale$647,700
2020-09-14Listed for sale$647,700
2008-02-29Listing removed$469,900
2007-12-30Price change$469,900
2007-10-29Price change$499,900
2007-08-09Price change$515,000
2007-06-22Price change$535,000
2007-05-28Listed for sale$550,000

For Sale by Agent

AgentCrystal Huang
BrokerageKW Advisors East Bay

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