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740 7th Street, Richmond, CA, 94801

2beds
1baths
728sqft
$472,500
$649price/sqft
$3,759/moest. monthly cost
$150,360/yrincome needed

About This Home

This charming single-story 3-bedroom, 1-bathroom home offers comfort, style, and convenience all in one. Featuring an open-concept floor plan, the spacious living area flows seamlessly into a beautifully updated kitchen complete with newer cabinetry and modern finishesperfect for both everyday living and entertaining. Ideal for first-time homebuyers or savvy investors, this property presents a fantastic opportunity to own a well-maintained home in a desirable location. Conveniently situated near shopping, schools, and the BART station, commuting and daily errands are a breeze. Don't miss your chance to make this beautiful home yours!

Getting Around

65
WalkingSomewhat Walkable
48
TransitSome Transit
65
BikeBikeable

Schools

1/10
Peres Elementary SchoolGrades K-80.1 mi
3/10
Richmond High SchoolGrades 9-121.1 mi
1/10
Helms Middle SchoolGrades 7-81.8 mi

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Hookups Only

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 728
  • Total interior livable area: 728 sqft

Kitchen

  • Features: Breakfast Area,Kitchen/Family Combo

Living Room

  • Level: Main

Property

Details

  • Parcel number: 5340720241
  • Special condition: Offer As Is

Features

  • Stories: 1

Lot

  • Lot size: 2,500 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,389$28,668
Home Insurance *$126$1,512
Property Taxes $846$10,152
Electricity $398$4,786
Total$3,759$45,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,880/yr
40% on housing$112,770/yr
45% on housing$100,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$649This listing

vs Other Active Listings

Avg $/sqft

ZIP 94801$290
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94801$435
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Listed for sale$475,000
2025-07-28Listing removed$529,999
2025-07-14Price change$529,999
2025-04-17Price change$535,000
2025-04-15Price change$537,000
2025-03-17Price change$539,000
2025-01-21Price change$549,000
2025-01-16Listed for sale$549,999
2023-05-28Listing removed--
2023-04-05Listed for sale$499,999
2022-01-01Listing removed$549,000
2021-11-02Price change$549,000
2021-10-14Price change$559,000
2021-09-20Listed for sale$575,000
2014-08-06Sold$145,000
2014-01-17Listing removed$139,900
2013-10-08Price change$139,900
2013-09-24Listed for sale$149,000
2012-04-14Listing removed$1,200
2012-02-15Listed for rent$1,200
2011-11-02Sold$29,493
2000-07-10Sold$115,000
2000-03-31Sold$73,000
1998-01-29Sold$27,551

For Sale by Agent

AgentEdwin Alvarado
BrokerageKW Vaca Valley

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