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278 6th St, Richmond, CA, 94801

3beds
3baths
1,531sqft
$599,000
$391price/sqft
$4,404/moest. monthly cost
$176,160/yrincome needed

About This Home

Back on the Market with a New Price! Don’t miss this opportunity to own this 3-bedroom, 2.5-bathroom home offering 1,531 sq. ft. of living space in Richmond. Featuring a functional floor plan, spacious living areas, and a private backyard, this home is ready for a new owner to add their personal touch and unlock its full potential. The primary suite includes a private bath, while the additional bedrooms offer flexibility for family, guests, or a home office. Conveniently located near shopping, dining, schools, parks, and major commuter routes, this property presents an excellent opportunity for first-time buyers, investors, or anyone looking to build equity through updates and improvements.

Getting Around

76
WalkingVery Walkable
53
TransitGood Transit
69
BikeBikeable

Schools

4/10
1/10
2/10
Kennedy High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1979

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,531
  • Total interior livable area: 1,531 sqft

Kitchen

  • Features: Laminate Counters,Dishwasher

Property

Details

  • Parcel number: 5382310448
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,791 sqft
  • Features: Corner Lot,Back Yard

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$160$1,920
Property Taxes $818$9,816
Electricity $398$4,786
Total$4,404$52,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,994/yr
40% on housing$132,120/yr
45% on housing$117,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 94801$288
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94801$435
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$599,000
2026-03-31Listing removed$614,888
2025-09-13Listed for sale$614,888
2005-05-12Sold$510,000

For Sale by Agent

AgentFredis Lara
BrokerageRe/max Regency

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