13 Ruggiero Way, Budd Lake, NJ, 07828
About This Home
Welcome to 13 Ruggiero Way, an exceptional 4-bedroom, 4.5 bath Harvard Colonial by Toll Brothers in the highly sought after Morris Chase community of Mount Olive. Situated on a beautifully landscaped private lot, this elegant brick front home offers timeless design, exceptional craftsmanship, hardwood floors throughout, and a whole house Generac generator for year-round peace of mind. The gourmet kitchen opens seamlessly to the spacious family room with soaring vaulted ceilings and a cozy fireplace, creating the perfect space for entertaining. The main level also features formal living and dining rooms, a versatile great room, private office, powder room, and laundry room. Upstairs, the luxurious primary suite offers an expanded sitting area, two walk in closets, and a spa inspired bath with a jetted tub, stall shower, and double vanity. Two generously sized bedrooms share a full bath, while the princess suite enjoys its own private bath. The impressive 1,200 sq. ft. finished basement features a recreation room, media room, full bath, and endless possibilities for entertaining, a home gym, or guest space. Morris Chase offers resort style amenities including a 5,000 sq. ft. clubhouse, heated pool, fitness center, tennis and basketball courts, beach volleyball, tot lots, and direct access to Turkey Brook Park. Minutes to top rated Mount Olive schools, shopping, dining, and major highways, this remarkable home offers the perfect blend of luxury, comfort, privacy, and convenience
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Roof: Asphalt Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Carbon Monoxide Detector,Gas Cooktop,Dishwasher,Dryer,Kitchen Exhaust Fan,Microwave,Range/Oven-Gas,Refrigerator,Self Cleaning Oven,Washer,Water Softener Owned,Gas Water Heater
- Laundry features: Level 1
Basement
- Features: BathOthr,Exercise,Media,MudRoom,RecRoom
Basement
- Has basement: Yes
- Basement: Yes,Finished
Bedroom1
- Level: Second
- Area: 252
Bedroom2
- Level: Second
- Area: 182
Bedroom3
- Level: Second
- Area: 143
Bedroom4
- Level: Second
- Area: 210
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Features: Formal Dining Room
- Level: First
- Area: 180
Family Room
- Level: First
- Area: 315
Features
- Great Room,Media Room,Exercise Room
- Window features: Blinds
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: 2 Units,Zoned,Natural Gas
- Cooling features: 2 Units,Ceiling Fan(s),Central Air,Zoned
Interior Area
- Total structure area: 4,395
- Total interior livable area: 4,395 sqft
Kitchen
- Features: Kitchen Island,Eat-in Kitchen,Pantry
- Level: First
- Area: 350
Living Room
- Level: First
- Area: 204
Master Bathroom
- Features: Stall Shower
Property
Details
- Parcel number: 2327044050000000020000
- Other equipment: Generator-Hookup
Features
- Private pool: Yes
- Pool features: Outdoor Pool,Association,Heated,In Ground
- Patio & porch: Patio
- Exterior features: Barbecue,Sidewalk,Underground Lawn Sprinkler
- Has spa: Yes
- Spa features: Bath
- Fencing: Metal Fence
Lot
- Lot size: 0.37 Acres
- Features: Wooded
- Lot size dimensions: .39
Parking
- Total spaces: 4
- Parking features: 2 Car Width,Asphalt,Attached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,253 | $63,036 |
| Home Insurance * | $249 | $2,988 |
| Property Taxes | $1,593 | $19,116 |
| Electricity | $484 | $5,813 |
| Total | $7,579 | $90,948 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $1,039,000 |
| 2026-07-31 | Listed for sale | $1,039,000 |
| 2016-05-26 | Sold | $685,231 |
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