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38 Center St, Belleville, NJ, 07109

4beds
4baths
--sqft
$794,999
--price/sqft
$5,841/moest. monthly cost
$233,640/yrincome needed

About This Home

Beautiful single-family home offering 4 bedrooms, 2 full bathrooms, and 2 half bath with a spacious and functional layout. The ground level features a 2-car garage, laundry room, recreation room, and powder room. The first floor offers a bright living room, eat in kitchen, office/optional bedroom, and a family room with sliding doors leading to a balcony overlooking an incredible, spacious backyard perfect for entertaining. The second floor includes a primary suite with a walk in closet, a spa-like bathroom with double vanity, jacuzzi tub, and stand up shower, two additional bedrooms, both with walk-in closets, a full bathroom, and access to the attic. (Seller is willing to negotiate furniture with purchase). Don't miss out on this stunning home!

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
Belleville PS7Grades PK-60.2 mi
2/10
Belleville Middle SchoolGrades 7-81.1 mi
2/10
Belleville Sr High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Range/Oven-Gas,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Flooring: Vinyl-Linoleum

Heating & Cooling

  • Heating features: Forced Air,Zoned,Solar-Owned
  • Cooling features: Central Air,Zoned

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen,Separate Dining Area
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1601034030000000010000

Features

  • Exterior features: Barbecue
  • Fencing: Privacy

Lot

  • Lot size: 3,484 sqft
  • Features: Corner Lot
  • Lot size dimensions: 37 x 100

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Built-In Garage,Finished Garage,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$238$2,856
Property Taxes $1,391$16,692
Electricity $193$2,318
Total$5,841$70,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,262/yr
40% on housing$175,230/yr
45% on housing$155,760/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07109$306
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07109$378
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$795,000
2026-02-13Listing removed$850,000
2025-12-19Price change$850,000
2025-11-08Listed for sale$750,000
2024-05-11Listing removed--
2024-03-29Listed for sale$850,000
2024-03-25Listing removed--
2023-11-09Price change$850,000
2023-10-04Listed for sale$950,000
2022-01-20Sold$588,000
2021-11-03Sold$588,000
2021-03-29Price change$570,000
2021-01-10Listed for sale$545,000
2019-09-04Sold$112,900
2006-03-17Sold$327,000

For Sale by Agent

AgentFamely Alvardo Arias
BrokeragePrestige Property Group Montclair

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