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84 Union St, Newark, NJ, 07105

3beds
3baths
--sqft
$469,000
--price/sqft
$3,655/moest. monthly cost
$146,200/yrincome needed

About This Home

Just in Time for the WORLD CUP! Right in the heart of Ironbound - 15 min from METlife, where everything you want is already happening.Step inside this End unit and it just feels easy. Sunlight pours through sliding doors, opening up to not one, but two private balconies where you can enjoy that morning brew with a view. The main level flows the way it should living, dining, kitchen all connected, plus a powder room right where you need it. It's the kind of space where people gather without trying too hard. Laundry is right where it belongs, tucked in and not in your way. Upstairs, life slows down a bit. Two comfortable bedrooms, a full bath, and then your primary suite private, quiet, with its own balcony to step out and reset. And then there's the surprise. A finished attic bonus space. Rare for this community. Office, storage, creative space you decide.Big-ticket items are handled. Roof just 4 years young. Newer Utilities. Less to think about, more to enjoy. Outside your door, everything is within reach. Penn Station for an easy NYC commute. NJPAC, Prudential Center, restaurants, bakeries, cafes, shops.. the kind of neighborhood where you can just go. or take a flight from EWR which is 10 min away. It's in Gated community with assigned parking plus visitor spots. A total gem! This isn't just a home. It's a lifestyle that actually works. Clean, connected, and ready when you are. Seller is offering Seller Concession towards closing costs or Buyer Buy Down Rate!!!

Getting Around

96
WalkingWalker's Paradise
96
TransitRider's Paradise
64
BikeBikeable

Schools

2/10
East Side High SchoolGrades 9-120.5 mi
1/10
Central High SchoolGrades 9-121.6 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Property

Details

  • Parcel number: 14001850000000570000C3101

Features

  • Pool features: None
  • Has view: Yes
  • View description: North,Sunrise
  • Waterfront features: None

Lot

  • Features: Regular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance *$271$3,252
Property Taxes $820$9,840
Electricity $193$2,318
Total$3,655$43,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,314/yr
40% on housing$109,650/yr
45% on housing$97,466/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07105$361
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07105$206
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$475,000
2026-05-09Price change$479,000
2026-04-11Listed for sale$495,000
2024-07-31Listing removed--
2024-03-04Price change$484,000
2024-02-07Listed for sale$499,000
2022-06-09Sold$410,000
2012-02-03Sold$199,000

For Sale by Agent

AgentGisel Lainez-Jimenez
BrokerageEXP Realty, LLC

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