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31919 S Bayberry Ct, Oracle, AZ, 85623

2beds
3baths
2,186sqft
$659,950
$302price/sqft
$3,952/moest. monthly cost
$158,080/yrincome needed

About This Home

Desert Luxury Meets Resort-Style Living in the Heart of SaddleBrooke Ranch Welcome to this beautifully upgraded Cortez model tucked away on a desirable cul-de-sac corner lot in the award-winning active adult community of SaddleBrooke Ranch. Freshly painted inside and out, this meticulously maintained home showcases elegant tile flooring throughout -- absolutely no carpet -- creating a clean, sophisticated look that perfectly complements the open-concept design. Designed for both comfort and entertaining, the spacious layout features sought-after bump-out extensions in both the primary suite and guest suite, offering additional living space and enhanced functionality. The gourmet kitchen is beautifully appointed with granite countertops, abundant cabinetry, and seamless flow into the great room and dining area. Car enthusiasts and hobby lovers will appreciate the extended two-car garage with an additional four-foot extension, plus the separate third-car golf cart garage -- ideal for extra storage, golf cart parking, or workshop space. Step outside to your own private desert retreat featuring mature landscaping, a tranquil water feature, and inviting outdoor living spaces perfect for relaxing or entertaining under Arizona's stunning sunsets. Located just moments from the golf course, clubhouse, fitness center, pickleball, dining, and all the incredible amenities that make SaddleBrooke Ranch one of Southern Arizona's premier luxury 55+ communities, this exceptional home offers the perfect blend of lifestyle, location, and luxury living.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Mountain Vista SchoolGrades PK-87.6 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Tile
  • Construction materials: Frame - Stucco,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Southwestern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Convection Oven,Microwave,Water Softener
  • Laundry features: Storage,Laundry Room,Gas Dryer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Entrance Foyer,Walk-In Closet(s),High Ceilings
  • Flooring: Ceramic Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Zoned,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,186
  • Total interior livable area: 2,186 sqft

Property

Accessibility

  • Accessibility features: Door Levers,Level,Wide Hallways,Smart Panel

Details

  • Parcel number: 305142980
  • Zoning: Oracle - CR3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Built-in Barbecue,Fountain
  • Has spa: Yes
  • Spa features: None
  • Fencing: Block
  • Has view: Yes
  • View description: Mountain(s),Residential

Lot

  • Lot size: 9,583 sqft
  • Features: Sprinklers In Front,Decorative Gravel,Corner Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2.5
  • Parking features: Garage Door Opener,Oversized,Golf Cart Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Wildfire
Heat Wave
Inland Flooding
Lightning
Drought
Hail

FEMA Declared Disasters in Pinal County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance $110$1,320
Property Taxes $274$3,288
Electricity $231$2,777
Total$3,952$47,424

Income You'd Need if You Spent...

35% on housing$135,497/yr
40% on housing$118,560/yr
45% on housing$105,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 85623$270
Pinal County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 85623$288
Pinal County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$659,950
2017-02-02Sold$386,912

For Sale by Agent

AgentAnn Marie Camillucci
BrokerageRealty One Group Integrity

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