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41962 Saddleback Rd, SHAVER LAKE, CA, 93664

2beds
2baths
1,120sqft
$499,000
$446price/sqft
$3,779/moest. monthly cost
$151,160/yrincome needed

About This Home

OPEN HOUSE: Saturday, August 15th 12-4pmEscape to the tranquility of Shaver Lake in this charming single-story cabin, ideally situated on a quiet street within the desirable Sierra Cedars Community. Surrounded by towering trees and natural beauty, this inviting mountain retreat blends classic cabin charm with comfort and convenience.Inside, warm tongue-and-groove walls and vaulted ceilings create a cozy yet spacious atmosphere. The open-concept living area flows seamlessly into a generous kitchen and dining space featuring a breakfast bar, perfect for gathering with family and friends. Two well-sized bedrooms provide comfortable accommodations, while the large indoor utility and laundry room offers abundant storage and functionality.Step outside to enjoy the large deck, partially covered for year-round enjoyment, where you can relax beneath a stunning canopy of trees. A beautiful brick hearth and efficient wood-burning stove add warmth and character, making the cabin especially inviting during cooler seasons.Set on an oversized one-third acre lot, the property offers exceptional privacy and plenty of space to enjoy the outdoors. Conveniently located just 3 miles from Shaver Lake Village, 10 minutes from the lake, and only a 30-minute drive to China Peak, you'll have easy access to boating, fishing, hiking, skiing, snowmobiling, off-roading and more.Whether you're seeking a peaceful getaway, an adventure-filled retreat, or a place to create lasting memories, this Shaver Lake cabin offers the perfect mountain lifestyle with easy year-round access and cool summer nights under the stars.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Wood Subfloor
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential,Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: F/S Range/Oven,Microwave,Refrigerator
  • Laundry features: Inside

Basement

  • Area: 0

Bathroom

  • Features: Tub/Shower, Shower

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Isolated Bedroom,Isolated Bathroom,Built-in Features
  • Window features: Double Pane Windows
  • Flooring: Carpet,Other
  • Number of fireplaces: 1
  • Fireplace features: Free Standing
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Features: Eat-in Kitchen, Breakfast Bar
  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 13031101
  • Zoning: R1

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.34 Acres
  • Features: Mountain
  • Lot size dimensions: 130 x 115

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Landslide
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters in Fresno County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$196$2,352
Property Taxes $662$7,944
Electricity $398$4,786
Total$3,779$45,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,565/yr
40% on housing$113,370/yr
45% on housing$100,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 93664$304
Fresno County$327

vs Homes Sold Last Month

Median $/sqft

ZIP 93664$387
Fresno County$266

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$479,000
2026-06-13Listed for sale$499,000
2017-02-16Sold$359,000
2016-12-05Price change$359,000
2016-09-04Price change$369,000
2015-12-04Price change$384,900
2015-07-28Listed for sale$400,000
2006-06-15Sold$435,000

For Sale by Agent

AgentKimberly G. Ashbrook
BrokeragePinnacle Real Estate of Shaver

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