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38443 Red Leaf Lane, Shaver Lake, CA, 93664

5beds
4baths
3,144sqft
$724,900
$231price/sqft
$5,292/moest. monthly cost
$211,680/yrincome needed

About This Home

Nestled in the Ridgetop Gated Community, this fully furnished, multi-unit property offers a rare opportunity as an active vacation rental just minutes from Downtown Shaver Lake. The main home features vaulted ceilings, abundant natural light, and an open-concept living room with a central wood-burning fireplace, wet bar with cabinetry, and a seamless connection to the kitchen with granite countertops and ample storage. All bedrooms in the main home are located on the lower level, including a spacious primary suite with balcony access, private sauna, and a large walk-in shower with sitting bench. Additional bathrooms include a Jack-and-Jill with shower and a guest bath with toilet and sink. The guest house, located above the garage, offers a bedroom on the main level with a full bathroom, plus an upstairs loft accommodating two additional beds—perfect for guests or rental flexibility. Outdoor living shines with upper and lower decks, a covered spa patio enclosure, and an additional shed/outbuilding. Washer and dryer are conveniently located on the main level. With electronic gate access, septic system, private water and a prime location just a 5-minute drive to the heart of Shaver Lake, this property blends mountain charm, comfort, and income potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Space Heater
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,144
  • Total interior livable area: 3,144 sqft

Property

Details

  • Parcel number: 13040301

Features

  • Stories: 2
  • Has spa: Yes
  • Spa features: Above Ground

Lot

  • Lot size: 2.02 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Landslide
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters in Fresno County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$285$3,420
Property Taxes $668$8,016
Electricity $674$8,090
Total$5,292$63,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,440/yr
40% on housing$158,760/yr
45% on housing$141,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 93664$305
Fresno County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 93664$387
Fresno County$266

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-09Listed for sale$749,900
2020-10-06Sold$465,000
2020-07-04Price change$475,000
2019-09-28Price change$495,000
2019-07-26Listed for sale$499,000

For Sale by Agent

AgentAdrian S Herrera
BrokerageA. Herrera Real Estate

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