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260 Cherry Ln, Irwin, PA, 15642

5beds
4baths
2,481sqft
$410,000
$165price/sqft
$2,929/moest. monthly cost
$117,160/yrincome needed

About This Home

This magnificent two-story home has been well-maintained by the original owner. Room for all in this 5-bedroom home. French doors from the formal living room open to the first-floor 30x30 custom-built addition (added in 2022 by Northeast Builders). This addition includes a spacious primary bedroom with a large full bath, a second large bedroom, an additional full bathroom, a laundry room, an oversized family room, and access to a rear covered patio overlooking a mature, tree-lined yard. 30x30 crawl space under the addition access located in the basement. *************************************************** The original home's main level consists of an equipped eat-in kitchen, a formal dining room, a living room, and a powder room. The second floor has 3 bedrooms and the 3rd full bathroom. Hardwood floors. The basement is unfinished but offers plenty of additional square footage for a wonderful future game room. Laundry hookups are also available. Two-car attached garage. End of road, so low traffic and quite private. *************************************************** If you desire a home with an in-law suite, or that is handicap-accessible, or just want a huge, awesome home, this may be the one you have been waiting for.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

9/10
Stewartsville El SchoolGrades K-41.0 mi
7/10
Norwin Middle SchoolGrades 7-81.7 mi
9/10
Norwin Senior High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Dimensions: 15X12

Bedroom3

  • Level: Upper
  • Dimensions: 15X12

Bedroom4

  • Level: Upper
  • Dimensions: 13X10

Bedroom5

  • Level: Upper
  • Dimensions: 9X9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 11X10

Entry Foyer

  • Level: Main
  • Dimensions: 4X8

Family Room

  • Level: Main
  • Dimensions: 31X19

Features

  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,481
  • Total interior livable area: 2,481 sqft

Kitchen

  • Level: Main
  • Dimensions: 11X9

Laundry

  • Level: Main
  • Dimensions: 8X6

Living Room

  • Level: Main
  • Dimensions: 19X13

Master Bedroom

  • Level: Main
  • Dimensions: 19X12

Property

Details

  • Parcel number: 5406080002

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 75 x 175 x 122 x 107 +/-

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$174$2,088
Property Taxes $410$4,920
Electricity $272$3,266
Total$2,929$35,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,422/yr
40% on housing$87,870/yr
45% on housing$78,106/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 15642$200
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15642$196
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$399,900
2026-07-23Price change$410,000
2026-06-29Listed for sale$429,900

For Sale by Agent

AgentJamie Cole
BrokerageRE/MAX SELECT REALTY

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