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1083 E Monticello Cir, Fresno, CA, 93720

2beds
3baths
1,445sqft
$400,000
$277price/sqft
$2,944/moest. monthly cost
$117,760/yrincome needed

About This Home

Welcome to this well-maintained home in the desirable Virginia Commons neighborhood! This inviting residence features 2 spacious bedrooms, 2.5 bathrooms, and an open floor plan with soaring ceilings in the living room that create a bright and airy atmosphere. The functional layout offers comfortable living spaces, making it ideal for both everyday living and entertaining.Step outside to enjoy the shaded backyard, offering a comfortable outdoor space for relaxing, gardening, or hosting friends and family.Conveniently located near shopping, dining, and Woodward Park, this home is also within the award-winning Clovis Unified School District, adding to its exceptional location. With its appealing layout, inviting outdoor space, and prime northeast Fresno setting, this is an opportunity you won't want to miss. Schedule your private showing today!

Getting Around

52
WalkingSomewhat Walkable
19
TransitMinimal Transit
79
BikeVery Bikeable

Schools

8/10
9/10
Clovis West High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Range/Oven,Electric Appliances,Disposal,Dishwasher,Microwave
  • Laundry features: Inside,Utility Room,Lower Level,Gas Dryer Hookup,Electric Dryer Hookup

Basement

  • Area: 0

Bathroom

  • Features: Tub/Shower

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3

Dining Room

  • Features: Living Room/Area
  • Area: 0

Family Room

  • Area: 0

Features

  • Loft
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,445
  • Total interior livable area: 1,445 sqft

Kitchen

  • Features: Eat-in Kitchen, Breakfast Bar
  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 40349117
  • Zoning: RS5

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Concrete
  • Fencing: Fenced

Lot

  • Lot size: 4,338 sqft
  • Features: Urban,Corner Lot,Sprinklers In Front,Sprinklers In Rear,Sprinklers Auto,Mature Landscape
  • Lot size dimensions: 70 x 62

Parking

  • Total spaces: 2
  • Parking features: On Street
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Fresno County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$119$1,428
Property Taxes $405$4,860
Electricity $398$4,786
Total$2,944$35,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,937/yr
40% on housing$88,320/yr
45% on housing$78,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 93720$243
Fresno County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 93720$270
Fresno County$266

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$400,000
2026-07-06Listed for sale$410,000
2003-03-17Sold$195,000
1998-06-08Sold$120,500

For Sale by Agent

AgentMichael C. Angelos
BrokerageCentral California Real Estate

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