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36 Lakewood Dr, Harwich, MA, 02645

2beds
2baths
1,056sqft
$479,987
$455price/sqft
$3,197/moest. monthly cost
$127,880/yrincome needed

About This Home

Charming Harwich ranch offering great potential! Located in a desirable neighborhood close to the beach and boat ramp on Long Pond, this home features hardwood floors throughout the bedrooms and main living areas and abundant natural sunlight that brightens the space. The property includes a rear deck, perfect for relaxing, and a spacious backyard. An oversized garage adds convenience and storage. The walkout basement is ready to be finished offering potential for another heated bedroom. With a solid layout and great bones, this home is ready for your personal updates and finishing touches. Great opportunity for homeowners or investors alike!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Harwich Elementary SchoolGrades PK-42.3 mi
4/10
7/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Master Bathroom

  • Features: Yes

Property

Details

  • Parcel number: M:102 P:R29,2339061
  • Zoning: R

Features

  • Patio & porch: Deck - Wood
  • Exterior features: Deck - Wood

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 5
  • Parking features: Attached,Storage,Workshop in Garage,Garage Faces Side,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$191$2,292
Property Taxes $225$2,700
Electricity $354$4,259
Total$3,197$38,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,611/yr
40% on housing$95,910/yr
45% on housing$85,253/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$455This listing

vs Other Active Listings

Avg $/sqft

ZIP 02645$526
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02645$481
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$499,987
2026-04-23Price change$519,987
2026-04-08Price change$539,987
2026-03-12Listed for sale$549,987
2009-12-07Sold$230,000

For Sale by Agent

AgentBill Nichols
BrokerageHampden Realty Center, LLC

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