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39 Water St, Assonet, MA, 02702

3beds
1baths
1,822sqft
$750,000
$412price/sqft
$5,021/moest. monthly cost
$200,840/yrincome needed

About This Home

Rare opportunity to own this charming Cape style ASSONET RIVER WATERFRONT OASIS with your very own DEEDED DOCK! 39 Water Street offers 3 bedrooms, 2 offices, living room, family room, dining room, kitchen, bathroom, and 1,822 sq ft of living space set on a spacious 0.72-acre lot complete with an outdoor shower w/both hot & cold water! Spend a peaceful afternoon exploring the river's course, which leads directly to the vast waters of Narragansett Bay. You'll have easy access to some of the region's best saltwater fishing, boating, and coastal exploration. Watch the Forth of July fireworks over the water from your own back yard and sit out front of your own home to watch the Forth of July Parade go by! Enjoy the peaceful, country atmosphere with convenient access to shopping and dining in nearby towns. Enjoy the strawberry shortcake on Father's Day at the annual festival! Hike extension trails in the Freetown State Forest or take the kids to the Splash Pad... Call today!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
7/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: First Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Ceiling Fan(s), Flooring - Stone/Ceramic Tile
  • Level: First

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: First

Bedroom3

  • Features: Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Lighting - Overhead
  • Level: First

Family Room

  • Features: Wood / Coal / Pellet Stove, Skylight, Closet, Flooring - Vinyl, Exterior Access
  • Level: First

Features

  • Closet,Lighting - Overhead,Closet/Cabinets - Custom Built,Entry Hall,Office
  • Window features: Screens
  • Flooring: Tile,Vinyl,Carpet,Hardwood,Flooring - Hardwood,Flooring - Wall to Wall Carpet
  • Finished area above ground: 1,822

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,822
  • Total interior livable area: 1,822 sqft

Kitchen

  • Features: Flooring - Hardwood, Stainless Steel Appliances, Lighting - Overhead
  • Level: First

Living Room

  • Features: Ceiling Fan(s), Flooring - Hardwood
  • Level: First

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: First

Office

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: First

Property

Details

  • Parcel number: M:211 P:183,2851373
  • Zoning: VR

Features

  • Patio & porch: Deck - Wood,Patio
  • Exterior features: Deck - Wood,Patio,Rain Gutters,Screens,Outdoor Shower
  • Has view: Yes
  • View description: Scenic View(s),Water,Dock/Mooring,Private Water View,River
  • Has water view: Yes
  • Water view: Dock/Mooring,Private,River,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,River,Dock/Mooring,Direct Access
  • Frontage length: 170.00

Lot

  • Lot size: 0.72 Acres
  • Features: Flood Plain,Level

Parking

  • Total spaces: 4
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$270$3,240
Property Taxes $600$7,200
Electricity $359$4,311
Total$5,021$60,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,148/yr
40% on housing$150,630/yr
45% on housing$133,893/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 02702$306
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02702$298
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$798,000
2025-10-27Listing removed$825,000
2025-10-03Listed for sale$825,000
1991-12-20Sold$125,000

For Sale by Agent

AgentCindy Brouwer
BrokerageCindy Brouwer Real Estate

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