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3004 N Thorne Ave, Fresno, CA, 93704

2beds
1baths
1,012sqft
$349,900
$346price/sqft
$2,644/moest. monthly cost
$105,760/yrincome needed

About This Home

Welcome to 3004 N Thorne Ave, a beautifully updated corner-lot home in the desirableMonterey Park neighborhood near Fresno High. This charming 2-bedroom, 1-bathresidence offers the perfect blend of modern upgrades and timeless character.Step inside to an inviting open-concept layout featuring a charming living room, dining areawith built-in corner shelving, and a completely remodeled kitchen designed for both styleand functionality. Brand-new waterproof plank laminate flooring flows throughout the home,complemented by fresh two-tone interior paint and new exterior paint for a crisp, move-in-ready feel.Major improvements provide peace of mind, including a brand-new roof, new mini-split A/Csystems, and owned solar, helping maximize comfort and energy efficiency. The dedicatedindoor laundry room adds everyday convenience.Outside, enjoy a covered brick patio overlooking the expansive backyard with a storageshed, detached two-car garage with side access, RV parking potential, and ample space for afuture ADU (buyer to verify). Situated on a generous corner lot, this property offers endlesspossibilities for homeowners and investors alike.Don't miss this opportunity to own a thoughtfully updated home in a convenient centralFresno location, close to schools, parks, shopping, and dining.

Getting Around

64
WalkingSomewhat Walkable
41
TransitSome Transit
78
BikeVery Bikeable

Schools

2/10
3/10
Fresno High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1944

Materials

  • Foundation: Wood Subfloor
  • Roof: Composition,Tile
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Appliances,Electric Appliances,Disposal
  • Laundry features: Utility Room

Basement

  • Area: 0

Bathroom

  • Features: Shower

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Common walls with other units/homes: No One Below

Heating & Cooling

  • Heating features: Ductless or Split
  • Cooling features: Ductless or Split

Interior Area

  • Total structure area: 1,012
  • Total interior livable area: 1,012 sqft

Kitchen

  • Features: Eat-in Kitchen, Breakfast Bar, Other
  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 44305116
  • Zoning: RS5

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground Floor
  • Patio & porch: Covered,Brick
  • Fencing: Fenced

Lot

  • Lot size: 7,435 sqft
  • Features: Urban,Corner Lot,Mature Landscape,Fruit/Nut Trees
  • Lot size dimensions: 59 x 126

Parking

  • Total spaces: 2
  • Parking features: Potential RV Parking
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in Fresno County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$130$1,560
Property Taxes $347$4,164
Electricity $398$4,786
Total$2,644$31,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,651/yr
40% on housing$79,320/yr
45% on housing$70,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 93704$207
Fresno County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 93704$256
Fresno County$266

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$349,900
2026-04-21Sold$220,000
2026-03-20Pending sale$250,000
2026-03-06Listed for sale$250,000

For Sale by Agent

AgentJorge Perez-Guzman
BrokerageT.I.M.E. Lending

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