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304 N Channing Ave, Fresno, CA, 93706

3beds
1baths
915sqft
$180,000
$197price/sqft
$1,576/moest. monthly cost
$63,040/yrincome needed

About This Home

Investor special! 3-bedroom 1-bathroom home with additional covered patio and fireplace. Home sits on an oversized lot, offering the potential to build additional rental units. Property is conveniently located near freeway, Fresno Chaffee Zoo, and many shops/restaurants.

Getting Around

24
WalkingCar-Dependent
29
TransitSome Transit
50
BikeBikeable

Schools

5/10
Addams Elementary SchoolGrades K-61.4 mi
8/10
Edison High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1978

Materials

  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Water Heater
  • Laundry features: Washer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Cooling

  • Cooling features: Evaporative Cooling

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 915 sqft

Property

Details

  • Parcel number: 45814212
  • Special condition: Third Party Approval
  • Exclusions: Non-applicable

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,480 sqft
  • Features: Cul-De-Sac,Lawn,Rectangular Lot

Parking

  • Total spaces: 1
  • Parking features: Direct Access,Door-Single,Driveway,Garage,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Fresno County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$68$816
Property Taxes $200$2,400
Electricity $398$4,786
Total$1,576$18,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,034/yr
40% on housing$47,280/yr
45% on housing$42,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 93706$539
Fresno County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 93706$244
Fresno County$266

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$180,000
2026-07-14Contingent$180,000
2026-06-04Listed for sale$180,000
2026-01-29Pending sale$180,000
2026-01-22Contingent$180,000
2025-11-06Listed for sale$180,000

For Sale by Agent

AgentJOHN MARTINDALE
BrokerageGS STRATEGIES, INC.

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