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4549 McGee Ave, Modesto, CA, 95357

4beds
3baths
3,470sqft
$2,250,000
$648price/sqft
$14,819/moest. monthly cost
$592,760/yrincome needed

About This Home

Stunning Multi-Family Estate. Country Living Close to Town! This owner-built estate, designed with pride and exceptional quality in mind, offers a rare multi-family living opportunity. Enjoy the best of both worlds with country living and nearby modern conveniences! The main home features 3,470sq.ft., with 4 bedrooms and 3 baths, including two master suites. The primary master suite is a private retreat, set apart from the rest of the home. Built in a Mediterranean style, this home is perfect for entertaining, with elegant architecture and spacious living areas. A second 1200 sq.ft. home, featuring 3 bedrooms and 2 baths, has a separate entrance and ample parking, making it ideal for extended family, guests, rental income, or use as an office. This impressive 33.8-acre property features beautiful landscaping, RV parking and an abundance of space to entertain and enjoy the outdoors. Also included are 27 acres of thriving 10th leaf almonds, irrigated by a double line drip system with water supplied by the Oakdale Irrigation District. Despite its peaceful, rural setting, this property is just minutes from local shopping, dining, as well as the new Crossroads West Shopping Center, offering the perfect mix of privacy and accessibility. Unique opportunity. Exceptional property!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Raised,Concrete
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean,Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Built-In Gas Range,Gas Water Heater,Range Hood,Dishwasher,Disposal,Microwave,Free-Standing Gas Oven
  • Laundry features: Cabinets,Ground Floor,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Bar,Formal Area

Features

  • Flooring: Carpet,Stone,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Den,Pellet Stove,Family Room,Gas Log,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 3,470 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet,Granite Counters,Kitchen Island,Island w/Sink,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Soaking Tub,Granite Counters,Jetted Tub,Stone,Sunken Tub,Window

Master Bedroom

  • Features: Sitting Room,Ground Floor,Walk-In Closet,Outside Access,Sitting Area

Property

Details

  • Parcel number: 014001032000
  • Zoning description: AG
  • Special condition: Standard

Features

  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 33.80 Acres
  • Features: Auto Sprinkler F&R,Sprinklers In Front,Sprinklers In Rear,Private,Landscape Back,Landscape Front

Parking

  • Total spaces: 3
  • Parking features: Boat,RV Access/Parking,RV Possible,RV Storage,Garage Door Opener,Garage Faces Side,Guest
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Wildfire

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$592$7,104
Property Taxes $2,106$25,272
Electricity $744$8,929
Total$14,819$177,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$508,080/yr
40% on housing$444,570/yr
45% on housing$395,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$648This listing

vs Other Active Listings

Avg $/sqft

ZIP 95357$295
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95357$292
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$2,650,000
2026-01-26Price change$2,700,000
2025-07-29Price change$2,999,000
2025-05-13Price change$3,250,000
2025-04-03Listed for sale$3,499,000
2002-10-31Sold$400,000

For Sale by Agent

AgentAdele Howard
BrokerageFathom Realty Group, Inc.

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