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8600 31st Ave N, Crystal, MN, 55427

3beds
3baths
2,152sqft
$398,500
$185price/sqft
$2,925/moest. monthly cost
$117,000/yrincome needed

About This Home

Welcome to 8600 31st Ave N, a thoughtfully updated rambler in Crystal’s Winnetka Hills neighborhood offering 2,152 finished square feet, 3 bedrooms, and 3 bathrooms. The main level is designed for both comfort and flexibility, featuring two separate living areas with vaulted ceilings and a wood-burning fireplace, along with abundant natural light throughout. The private owner’s suite is located on the main level, complete with a walk-in closet, jacuzzi tub, and tiled walk-in shower. A second main-level bedroom is positioned near an additional full bathroom, creating a functional layout with ideal separation. The recently finished lower level adds significant value, offering a third bedroom, bathroom, and a large family/amusement room, creating a true secondary living space with a variety of use options. With three distinct living areas (two on the main level and one below), the home provides flexibility for everyday living, entertaining, or work-from-home needs. Situated on a generous lot with a 2-car garage, the property is located directly across from Yunkers Parkand offers easy access to nearby trails, green space, shopping, and major routes. A well-rounded opportunity offering space, layout, and location in one complete package.

Getting Around

32
WalkingCar-Dependent
21
TransitMinimal Transit
51
BikeBikeable

Schools

5/10
Neill Elementary SchoolGrades PK-51.2 mi
2/10
Sandburg Middle SchoolGrades 6-81.3 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Asphalt
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Drainage System,Egress Window(s),Partially Finished,Sump Pump

Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bedroom2

  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Bedroom3

  • Level: Lower
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 320
  • Dimensions: 20x16

Deck

  • Level: Main
  • Area: 256
  • Dimensions: 16x16

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Family Room

  • Level: Main
  • Area: 336
  • Dimensions: 21x16

Family Room

  • Level: Lower
  • Area: 462
  • Dimensions: 42x11

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 584
  • Finished area above ground: 1,568

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,502
  • Total interior livable area: 2,152 sqft

Living Room

  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1911821420080
  • Zoning description: Residential-Single Family
  • Foundation area: 1568

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Privacy

Lot

  • Lot size: 10,018 sqft
  • Features: Near Public Transit,Tree Coverage - Medium
  • Lot size dimensions: 135 x 70

Parking

  • Total spaces: 2
  • Parking features: Carport,Detached Garage,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,015$24,180
Home Insurance *$259$3,108
Property Taxes $470$5,640
Electricity $181$2,178
Total$2,925$35,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,285/yr
40% on housing$87,750/yr
45% on housing$78,000/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 55427$173
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55427$191
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$398,500
2026-06-24Price change$398,500
2026-06-09Price change$409,900
2026-05-28Listed for sale$425,000
2022-04-26Sold$329,000
2022-03-27Pending sale$315,000
2022-03-21Price change$315,000
2022-02-28Pending sale$305,000
2022-02-25Listed for sale$305,000
2019-12-30Sold$225,500
2019-12-15Listed for sale$250,000
2019-12-15Pending sale$250,000
2019-12-15Pending sale$250,000
2019-12-15Pending sale$250,000
2019-12-15Pending sale$250,000
2019-11-07Price change$250,000
2019-09-20Listed for sale$268,000

For Sale by Agent

AgentMatthew Charlsen
BrokerageKeller Williams Realty Integrity Lakes

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