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838 J St, Eureka, CA, 95501

3beds
1.5baths
2,168sqft
$519,000
$239price/sqft
$3,716/moest. monthly cost
$148,640/yrincome needed

About This Home

Elegant Mediterranean Revival home rich in period detail and timeless charm. This lovingly maintained 3-bedroom residence features a beautifully remodeled kitchen, warm wood floors, a cozy breakfast nook, and a formal dining room ideal for entertaining. The formal living room impresses with a dramatic wood-beamed ceiling, abundant natural light from large windows, and a classic fireplace centerpiece. South-facing gardens provide wonderful sun exposure, while the oversized two-car garage and functional basement offer excellent space for hobbies, storage, or creative pursuits. A rare opportunity to own a truly special home blending character, craftsmanship, and thoughtful upgrades--homes like this seldom come to market.

Getting Around

90
WalkingVery Walkable
0
TransitVery Limited Transit
95
BikeBiker's Paradise

Schools

6/10
6/10
Eureka Senior High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1932

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Free-Standing Refrigerator,Washer,Dryer
  • Laundry features: Sink,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1.5

Features

  • Breakfast Bar,Dining Nook
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,168
  • Total interior livable area: 2,168 sqft

Property

Details

  • Parcel number: 005011007000

Features

  • Patio & porch: Patio,Porch
  • Fencing: Partial

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot,Flat
  • Lot size dimensions: 60 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$174$2,088
Property Taxes $454$5,448
Electricity $464$5,578
Total$3,716$44,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,405/yr
40% on housing$111,480/yr
45% on housing$99,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 95501$271
Humboldt County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 95501$273
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$549,000
2003-01-03Sold$200,000

For Sale by Agent

AgentJoe Matteoli
BrokerageColdwell Banker Cutten Realty

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