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507 W Everding St, Eureka, CA, 95503

3beds
1baths
1,218sqft
$399,000
$328price/sqft
$2,913/moest. monthly cost
$116,520/yrincome needed

About This Home

OPEN HOUSE Sunday, April 19 from 12PM-2PM! A great opportunity for VA and FHA buyers! This beautifully updated home features a brand new kitchen with quartz countertops, new cabinetry, stainless appliances, and updated wiring and electrical. New flooring runs throughout and the entire interior has been freshly painted, creating a bright, clean feel. The living room offers a cozy fireplace and flows into the dining area and kitchen with breakfast bar. Comfortable bedrooms, an updated bathroom, and a laundry room with new utility sink add convenience. Outside, enjoy a spacious backyard with mature trees and room to relax or garden. A fully remodeled home where the upgrades are already done.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

2/10
5/10
Winship MiddleGrades 6-82.2 mi
6/10
Eureka Senior High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator
  • Laundry features: Sink,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s)
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Wall Furnace

Interior Area

  • Total structure area: 1,218
  • Total interior livable area: 1,218 sqft

Property

Details

  • Parcel number: 009184001000

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot,Open Lot
  • Lot size dimensions: Regular

Parking

  • Total spaces: 1
  • Parking features: Direct Access
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$138$1,656
Property Taxes $360$4,320
Electricity $398$4,786
Total$2,913$34,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,874/yr
40% on housing$87,390/yr
45% on housing$77,680/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 95503$229
Humboldt County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 95503$293
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$399,000
2026-03-04Listed for sale$408,000
1998-11-03Sold$60,000

For Sale by Agent

AgentHeather Watkins
BrokerageReal Brokerage Technologies, Inc

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