




745 15th St, Arcata, CA, 95521
About This Home
I am not apposed to getting a realtor or an Attorney. But I would rather find the buyer myself. After all who knows more about the place than me. So for right now , No realtors and no agents. Call me if interested. I Probably won't answer a text. Your gonna have to leave me a voicemail because the spammers and scammers are so bad. So the exterior has just been painted. The best thing about this place is it's location. Close to the College, close to the plaza, and close to banking, shopping and restaurants. It sits very high on the hill of northtown Aracta. It will never flood here. I don't think a Tsunami could ever get this high. I would be afraid to live, say down on 4th street. So the house has been set up with a separate studio apartment that rents for $800. But could easily go back to a 2 bed 2 bath house if you prefer. Just unbolt 1 door. And the house has another finished room, with gas heat, off of the garage as well, in the back. I just use it for storage but it has definite possibilities to rent to a student or whatever. There is a pretty long carport that I can fits my small car and trailer. There is a sewer cleanout right there if needed for an RV. There is a single car garage right behind the carport. The back yard is all fenced and very private. Most of the pics are of the studio apartment. The last 8 pics are of the kitchen in the main part of the house. Sorry about the quality of the pics.
Getting Around
Schools
Construction
Condition
- Year built: 1950
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Range / Oven
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet
Heating
- Heating features: Gas
Interior Area
- Total interior livable area: 1,130 sqft
Property
Details
- Parcel number: 021095004000
Features
- Has view: Yes
- View description: Territorial
Lot
- Lot size: 3,920 sqft
Parking
- Parking features: Carport,Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Coastal Flooding
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Humboldt County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,320 | $27,840 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $434 | $5,208 |
| Electricity | $398 | $4,786 |
| Total | $3,311 | $39,732 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-21 | Price change | $498,000 |
| 2025-11-12 | Price change | $499,000 |
| 2025-10-23 | Price change | $509,000 |
| 2025-10-06 | Price change | $519,000 |
| 2025-09-10 | Price change | $529,000 |
| 2025-08-20 | Listed for sale | $549,000 |
| 2016-09-29 | Sold | $240,000 |
| 2016-07-28 | Listed for sale | $240,000 |
