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8875 Shellman Dr, Cicero, NY, 13039

3beds
2baths
1,480sqft
$675,000
$456price/sqft
$5,112/moest. monthly cost
$204,480/yrincome needed

About This Home

Beautiful lake house on Oneida Lake. Was a camp built in 1922. Totally rebuilt in 2015. House was taken down to the studs. All new mechanicals. Excavated for a cinder block foundation and walkout storage basement, great storing outdoor furniture during the winter. Open concept. Spectacular water views. Lovely large lot. No flood insurance required. There is a 10 ft easement on the left side of the garage for the property across the street to be able to access their parcel on the lake.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1922

Materials

  • Foundation: Piers
  • Roof: Asphalt
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Other,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,480 sqft

Property

Details

  • Parcel number: 31228908501131

Features

  • Exterior features: Other
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.47 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$205$2,460
Property Taxes $1,248$14,976
Electricity $246$2,954
Total$5,112$61,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,268/yr
40% on housing$153,360/yr
45% on housing$136,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$456This listing

vs Other Active Listings

Avg $/sqft

ZIP 13039$220
Onondaga County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 13039$189
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-10Price change$685,000
2026-04-29Listed for sale$699,900
2014-06-26Sold$123,600

For Sale by Owner

AgentProperty Owner

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